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Property profile & analytics
OFF-MARKET
Estimated value
$5,815,000
Banks
151 State Rd 434, Altamonte Springs, FL 32714-2946
Individually Owned
3-yr Hold
Free & Clear
Property ID
US18-1832186
Property profile
Verified
Property type
Banks
Use group
FINANCIAL BUILDING
Year built
1992
Construction
CONCRETE
Total area
3,213 SF
Lot
0.64 ac (27,918 SF)
APN
16-21-29-513-0000-0010
UPID
US18-1832186
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Current use
Occupant on record · Public records
-
BB&T Loan Service Bank
-
BB&T Insurance Services Insurance Agency
-
VyStar Credit Union Credit Union
-
BB&T Mortgage Loan Service Bank
-
BB&T - ATM Atm
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
by Request
CAP Approach
CAP
by Request
Comparable Approach
Comparable
by Request
Blend (final)
Blend
$5.82M
Owner & transaction history
Vystar Credit Union · 3 yrs held
Vystar Credit Union
since 2022
Last sale
$5.8M
6 recorded transactions
Zoning & alternative use
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Altamonte Springs submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Altamonte Springs submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
Method
Estimation
Statistic approach
$5,840,000
ML approach
by Request
CAP Approach
CAP Return
Estimation
6%
by Request
6.5%
by Request
7%
by Request
Blend value · Realmo final
$5.82M
Range $5.23M – $6.40M · ±10% · vs last sale $5.80M (Dec 9 2022)
Last sale anchor
$5.80M
Dec 9 2022
Realmo estimate · informational only.
These numbers are calculated by our models from public records and may not reflect actual market value.
Not an appraisal.
Verify with a licensed appraiser before transacting. Realmo accepts no liability for divergence from real-world outcomes.
View the full estimation — every method, every assumption
Confidence drivers & risk notes · Custom comparable set · Free for first 3 / day
Full estimation methodology
Every method · every assumption · confidence drivers
Price per SF
Sale + rent benchmarks
Subject property
$1,810 / SF
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2023Property tax & assessments
Tax year 2023
Tax billed
$16,023
Tax year 2023
Assessed value
$983,183
Assessed 2023
Previous assessed
$955,893
+2.9% YoY
Effective rate
1.63%
On assessed value
Land market value
$661,657
Improvement market value
$321,526
Total market value
$983,183
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Similar Nearby for Sale
Similar Nearby for Lease
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Banks
Use group
FINANCIAL BUILDING
Status
Off-Market
Year built
1992
Construction
CONCRETE
Heating
CENTRAL
Cooling
CENTRAL
Stories
1
Bathrooms
2
Total area
3,213 SF
Lot
0.64 ac (27,918 SF)
APN
16-21-29-513-0000-0010
UPID
US18-1832186
Jurisdiction
SEMINOLE
Zoning & alternative use
Zoning · permitted uses
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Building & site characteristics
From public records
Year built
1992
Construction
CONCRETE
Heating
CENTRAL
Cooling
Yes
Stories
1
Bathrooms
2
Lot
0.64 ac
Current owner
From public records · entity-resolved
Vystar Credit Union
Individual
Free & Clear · 3 yrs held
Mailing address
76 S LAURA ST FL, JACKSONVILLE, FL 32202-3433
Ownership since
2022
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
6 recorded events · public records
Date
Price
Buyer
Seller
Deed Type
Mortgage
Dec 9, 2022
$5,800,000
Vystar Credit Union
Pontus Vault Portfolio LLC
Special Warranty Deed
—
Aug 22, 2019
—
Pontus Vault Portfolio LLC
—
Loan Modification
related
$68,589,250 · Pacific Wstrn Bk
Apr 19, 2016
$2,990,000
Pontus Vault Portfolio LLC
First States Invtrs 6000d LP
Grant Deed
$106,275,000 · Cantor Com'l R/e Lndg
Feb 21, 2013
$10,000
Florida Conference Assn
Up Fieldgate Us Invs-altamonte
Grant Deed
—
May 23, 2007
—
First States Investors 6000d LP
First States Investors 3120 LLC
Special Warranty Deed
$31,275,000 · German American Capital Corp
Nov 30, 2005
$956,500
First States Invtrs 3120 LLC
Wachovia Bank NA
Grant Deed
—
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
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