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    OFF-MARKET
    Banks

    140 Main St, Oxford, NC 27565-3319

    5,311 SF 0.74 ac lot Built 1970
    Entity Owned Free & Clear
    Property ID
    US53-4710358
    Property summary
    AI-generated overview

    This exceptional 8,726 square foot commercial building, situated on a 0.74-acre lot in historic downtown Oxford, NC, presents a unique investment opportunity. Previously a bank, this adaptable space, renovated in 2000, offers versatile potential for various uses, including multiple offices, a daycare center, or other businesses. The property boasts a 47x21 tiled lobby, eleven glass-front offices (some 11x11), two 17x12 conference rooms, a 16x13 steel vault, plus two additional safes, a 17x10 break room, and a 46x7 electrical storage room. Two bathrooms are also included. The expansive lot features a 375-foot depth, a detached 250 square foot teller building, three covered drive-thrus, and 50 paved parking spaces, supplemented by ample street parking. Benefit from the extremely high traffic area adjacent to the post office and within walking distance of numerous businesses, restaurants, and shopping options. The property is ready for immediate occupancy. Lease terms are negotiable, with a minimum lease period of 3-5 years.

    Property profile
    Verified
    Property type Banks
    Use group FINANCIAL BUILDING
    Year built 1970
    Total area 5,311 SF
    Lot 0.74 ac (32,234 SF)
    APN 192317122158
    UPID US53-4710358
    Cap rate & NOI
    Priority signal for investors
    Implied cap rate, NOI & suggested price
    Cap rate vs submarket · NOI estimate · 3 price anchors
    Implied cap rate, NOI & suggested price
    Cap vs submarket · NOI estimate · 3 price anchors
    Current use
    Occupant on record · Public records
    • SunTrust Mortgage Loan Service Bank
    • ATM (Suntrust Bank) Atm
    Value estimations
    Realmo proprietary · 4 methods
    AI Approach AI
    by Request
    CAP Approach CAP
    by Request
    Comparable Approach Comparable
    by Request
    Blend (final) Blend
    by Request
    Owner & transaction history
    Benchmark Community Bank
    Benchmark Community Bank
    since 2025
    Last sale
    $450,000
    5 recorded transactions
    2025
    $1.0M
    2022
    $450,000
    2022
    2021
    2007
    $180,000
    Zoning & alternative use
    Permitted uses
    Permitted uses
    Allowed · conditional · prohibited
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