Individually Owned 
For Sale
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Property summary
This exceptional Class A mixed-use property, located at 1398 Central Avenue in the heart of Dubuque, Iowa, presents a unique investment opportunity. The 49,080 square foot building, constructed in 1922 with significant renovations in 2018, boasts a three-story design and sits on a 1.99-acre lot. Currently operating as a bank, the property features a grand main floor lobby, ornate details, high ceilings, a passenger elevator, and original bank vaults. The second floor underwent extensive… updates in 2018-2019 and includes existing furniture. The C-4 zoning allows for diverse uses, including commercial, multi-family conversion, condos, and mixed-use development. The sale includes six parcels (1024413014, 1024434005, 1024429004, 1024429005, 1024429003, 1024408020) providing 148 parking spaces and a storage garage. Two parcels feature billboards generating additional income. The asking price is $3,300,000 ($67.24/sq ft). An adjacent property (1301 Central Avenue) is also available for purchase, connected via an underground conditioned walkway included in this sale. This presents a rare campus development opportunity. The property's prime downtown location offers easy access to dining, retail, and entertainment. City incentives may be available. Floor plans are available from the Dubuque County Assessor's site.
Ownership intelligence
Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.
Owner contacts
Skip-traced phones and e-mails of the owner. Included with the full report.
Mortgages
Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.
Property tax · 2023
Value estimate
· Sep 2026Realmo valuation models over county records.
Recently sold
No data for this sectionNo cleaned sale $/SF benchmark exists for this use type in this ZIP, submarket or county yet.
Cap rate analysis
Price anchors at 6 / 6.5 / 7% — in the full report.
Zoning insight
No data for this sectionNo zoning code is on file for this parcel. Coverage grows with every catalog release.
Location intelligence
Demand index: how under-served this business type is around this point — modeled from the LocInt grid (area demand vs. what already operates, adjusted by real visit traffic). Higher means stronger unmet demand.
Location
Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.
Comparables
6 recorded sales · 18 properties nearbyComparable nearby
Similar Nearby for Sale
Similar in This City for Lease
Instant AI valuation built from comps, income signals, and proprietary benchmarks.A defensible range, not a single guess.
from $99/month
- GBA
- 42,288 SF
- Lot area
- 1.29 ac
- Year built
- 1922
- Stories
- 2
- APN
- 10-24-413-014
- Assessed value · 2024
- $3,300,000
- Annual tax · 2023
- $87,496
- Estimated market rent / SF
- Potential gross income
- Vacancy allowance
- Effective gross income
- Benchmark operating expenses
- Stabilized NOI
- Property tax · 2023
- $87,496
- Selected cap rate
Cap rate calculated from real income and expense signals, benchmarked against sales of similar assets nearby.
from $99/month
Price sensitivity
The rate is the decision lever; valuation is the consequence.
The recorded zoning designation, what the district officially allows, and the municipal source it comes from.
No zoning code is on file for this parcel. Zoning coverage grows with every catalog release — check back, or open Location Intelligence for use analysis of this corner.
Phones and e-mails of the people behind this property's owner, traced from licensed contact data.
Owner phones and e-mails come with the full report for this property - traced from licensed contact data, with verification and Do-Not-Call flags on every number.
Unlock the evidence behind ownership: portfolio, transactions, debt and any signals we can model, to help you decide who to contact next.
Registration is required before any owner information is shown.
The mortgage data is behind the paid report: recorded loans of the owner - lender, amount, rate and the estimated maturity - as part of the Ownership Intelligence workspace.
Registration is required before any owner information is shown.
- Ownership
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- Historical Records
- Value Estimation
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- Cap Rate Calculation
- Location Insight
- Alternative use
- Local Zoning Insight
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