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Property profile & analytics
OFF-MARKET
Investment properties
117 Central St, Gardner, MA 01440-1661
Individually Owned
1-yr Hold
Property ID
US38-0310678
Property profile
Verified
Property type
Investment properties
Use group
OFFICE/RESIDENTIAL (MIXED USE)
Year built
1880
Construction
FRAME
Total area
5,869 SF
Lot
0.48 ac (20,908 SF)
APN
GARD M:R27 B:16 L:8
UPID
US38-0310678
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Current use
Occupant on record · Public records
-
Dymek Timothy J DDS Dental Office
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
by Request
CAP Approach
CAP
by Request
Comparable Approach
Comparable
by Request
Blend (final)
Blend
by Request
Owner & transaction history
Elizabeth Ret · 1 yrs held
Elizabeth Ret
since 2025
Last sale
$490,000
7 recorded transactions
Zoning & alternative use
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Gardner submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Gardner submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
CAP Approach
Comparable Approach
Alternative Use
Get a detailed, property-specific estimation — fast and free
Price per SF
Sale + rent benchmarks
Subject property
—
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2024Property tax & assessments
Tax year 2024
Tax billed
$7,467
Tax year 2024
Assessed value
$498,100
Assessed 2024
Previous assessed
$498,100
+0.0% YoY
Effective rate
1.50%
On assessed value
Assessed land
$81,100
Assessed improvement
$417,000
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Investment properties
Use group
OFFICE/RESIDENTIAL (MIXED USE)
Status
Off-Market
Year built
1880
Construction
FRAME
Heating
STEAM
Buildings
1
Stories
2
Units
4
Rooms
16
Bathrooms
4
Total area
5,869 SF
Lot
0.48 ac (20,908 SF)
APN
GARD M:R27 B:16 L:8
UPID
US38-0310678
Jurisdiction
GARDNER
Zoning & alternative use
Zoning · permitted uses
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Building & site characteristics
From public records
Year built
1880
Construction
FRAME
Heating
STEAM
Stories
2
Buildings
1
Units
4
Rooms
16
Bathrooms
4
Lot
0.48 ac
Current owner
From public records · entity-resolved
Elizabeth Ret
Individual
Mailing address
117 CENTRAL ST, GARDNER, MA 01440-1661
Mailing matches property
Yes
Owner-occupied
Yes
Ownership since
2025
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
9 recorded events · public records
Date
Price
Buyer
Seller
Deed Type
Mortgage
May 9, 2025
—
Elizabeth Ret
Patience E Omorogieva
Quitclaim Deed
related
—
Oct 7, 2022
$490,000
Patience E Omorogieva
117 Central Street RT
Quit Claim Arm's Length For Ne States
$465,500 · United Wholesale Mortgage
Jul 26, 2017
—
117 Central Street Realty Trust
—
Deed
related
$175,000 · Citizens Bk/ma
Sep 22, 2003
$305,000
Karen A Morgan
Martel,charles E
Grant Deed
$240,000 · Gardner Francoamer Cu
Sep 22, 2003
$1
117 Central St. RT
Morgan,karen A
Grant Deed
related
—
Sep 22, 2003
—
Karen A Morgan
—
Deed Of Trust
related
$15,000 · Veroica M Martel
May 2, 1995
—
Charles E Martel
—
Deed Of Trust
related
$55,000 · Safety Fund National Bank
Sep 30, 1994
—
Charles E Martel
—
Deed Of Trust
related
$25,000 · Safety Fund National Bank
—
—
117 Central Street Realty Trust
—
Deed Of Trust
related
$175,000 · Citizens Bk/ma
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
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