Add Listing
    Property Lookup
    • For Sale
    • For Lease
    • Recently Sold
    • Property Lookup
    • Brokers
    912 St Germain St St. Cloud, MN 56301
    Back to Search
    Property profile & analytics

    912 St Germain St, St. Cloud, MN 56301

    View on Map
    • Retail properties & Spaces
    Off-Market
    Value Estimations
    Cap Rate Potential
    Location Intelligence

    Current Use by Public Records

    • Isalis / (Bike/Boat/Book/etc) Store
    • Party City / Party Supply Store / (Bike/Boat/Book/etc) Store
    • Skunk Funk / Big Box & Wholesale Store
    • Carl's Trading Co / Hat Shop
    • Bushka's Kitchen LLC / (Bike/Boat/Book/etc) Store

    Property Details for 912 St Germain St

    Property type
    Retail properties & Spaces
    Property subtype
    Office Spaces

    Description

    This historic St. Cloud landmark, The Regency Building (built 1925, substantially improved 2007), offers multiple tenancy options in a prime downtown location. Two spaces are currently available, ranging from 962 to 6,651 square feet, suitable for various office needs including traditional, executive, coworking, and creative office uses. The building boasts a diverse tenant mix, reflecting its versatility and appeal. Its convenient location on West St. Germain Street, near the corner of 10th Ave S, provides easy access to major transportation arteries. Situated just one block from Division Street, it's conveniently located just over a mile from Highway 10, two miles from Highway 15, and under seven miles from Interstate 94. This property presents a unique opportunity to establish a presence in a thriving downtown St. Cloud environment within a meticulously maintained building with a rich history. The property is classified as Retail and Office, and is located in Stearns County, Minnesota, at 912 W St Germain St, St. Cloud, MN 56301.

    Value Estimations

    based on Realmo’s proprietary methodology

    • AI approach

    • CAP approach

    • Comparable approach

    • Alternative Use

    Location Insight

    • Map
    • Local Demand
    City
    St. Cloud
    County
    Stearns
    State
    Minnesota
    Longitude
    -94.1629
    Latitude
    45.5588

    Comparable in this City

    • Value Estimation by Request

      501 St Germain St

      Office Units
      501 St Germain St, St. Cloud, MN 56301
      View Details
    • Value Estimation by Request
      25,300 SF

      2835 St Germain St

      Office Spaces
      2835 St Germain St, St. Cloud, MN 56301
      View Details
    • Value Estimation by Request
      20,048 SF

      3440 Division St

      Restaurants
      3440 Division St, St. Cloud, MN 56301
      View Details
    • Value Estimation by Request
      10,000 SF

      1220 33 St

      Retail properties & Spaces
      1220 33 St, St. Cloud, MN 56301
      View Details
    • Value Estimation by Request
      1.60 Acres

      2nd Ave

      Land
      2nd Ave, St. Cloud, MN 56301
      View Details
    • Value Estimation by Request

      125 5 Ave

      Retail properties & Spaces
      125 5 Ave, St. Cloud, MN 56301
      View Details

    Similar Nearby for Sale

    • New
      Contact for pricing
      5,000 SF

      Downtown St. Cloud Corner Location

      Prime commercial space in downtown St. Cloud with high visibility.
      23-27 7Th Ave S, Saint Cloud, MN 56301
      View Details
    • $995,000
      0.52 Acres

      Mixed-Use Investment Opportunity in Saint Cloud

      Three buildings with office, retail, and warehouse space for sale.
      20 32Nd Ave S, Saint Cloud, MN 56301
      View Details
    • Contact for pricing
      4,400 SF

      Downtown St. Cloud Commercial Building

      Two-story building suitable for retail, office, or medical use.
      925 1St St S, Saint Cloud, MN 56301
      View Details
    • New
      $1,700,000
      17,000 SF

      Saint Cloud Commercial Opportunity

      Over 17,000 SF of office and warehouse space.
      2629 Clearwater Rd, Saint Cloud, MN 56301
      View Details
    • New
      $3,400,000
      3.28 Acres

      Historic Commercial Building with Charm

      Unique historic building ideal for retail, restaurant, office, or events.
      8318 State Highway 23, Saint Cloud, MN 56301
      View Details
    • Contact for pricing
      1,824 SF

      Downtown St. Cloud Commercial Space

      1,854 SF commercial space in the heart of downtown.
      505 St Germain St, Saint Cloud, MN 56301
      View Details

    Similar Nearby for Lease

    • Contact for pricing

      501 W St Germain St, 2nd & 3rd Floor, St. Cloud, MN 56301

      Coworking space
      501 W 2Nd St, Saint Cloud, MN 56301
      View Details
    • Sponsored
      Contact for pricing

      MN, St Cloud - St Germain St

      Workspaces, services and support to help you work better in TN, Nolensville - Nolensville RD
      501 St Germain St, Saint Cloud, MN 56301
      View Details
    • $13 SF/Yr

      Retail/Office Space on Roosevelt Road

      Highly visible retail/office space with build-to-suit options available.
      3031 Roosevelt Rd, Saint Cloud, MN 56301
      View Details
    • $14 SF/Yr

      Retail Strip Center For Rent

      Well-maintained retail strip center with high visibility and easy access.
      2848 2Nd St S, Saint Cloud, MN 56301
      View Details
    • Contact for pricing
      333 SF

      Downtown St Cloud Corner Location

      Prime corner location in downtown St Cloud with high traffic.
      25 7Th Ave S, Saint Cloud, MN 56301
      View Details
    • $14 SF/Yr

      Downtown St. Cloud Office Space

      Prestigious office spaces available in downtown St. Cloud.
      400 1St St S, Saint Cloud, MN 56301
      View Details
    Request Owner's contact information
    Message sent successfully
    Error
    If you are the owner or broker of this property and would like to edit or remove this listing please send a message to web site administrator.
    912 St Germain St
    St. Cloud, MN 56301
    Message sent successfully
    Error
    Email to Your Friends
    Link copied to clipboard
    Separate multiple addresses with a comma
    Message sent successfully
    Error

    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    Thanks! Your message was sent.
    Error! Your message wasn't sent.
    Please enter your name
    Please enter email
    Please enter the email in the correct format
    Please enter phone
    Please enter the number in the correct format
    Please enter message
    Thank You

    You are Unsubscribed From Notifications

    Thank You for Inquiry
    912 St Germain St, St. Cloud, MN, 56301
    letter with green check mark
    Check your email
    We sent you the
    agent's contact details. yellow underline
    Can't find it?
    Please check your junk/spam folder.
    Google sign-in failed. Please try again or use another login method.
    Sign Up Successful!
    You now have access to more from Realmo!