Waterfront

Monticello, KY Waterfront Land for Sale

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18 properties
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Lakefront Recreation Land with Frontage
Updated: Mar 6
Lakefront Recreation Land with Frontage

1412 George Garner Road, Monticello, KY 42633

$1,137,000
264.95 AC lot
264.95‑acre property with approximately 3.5 miles of Lake Cumberland frontage.
Borders the Army Corps of Engineers, ensuring preserved lake boundary and access to 200 acres of virgin land.
Unmatched privacy and breathtaking lake views.
Multiple homesites suitable for a secluded estate, recreational retreat, or development.
Access to Beaver Creek and boat ramp access via Sunset Landing.
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Lake View Land in Monticello
Updated: Apr 21
Lake View Land in Monticello

Track 5 and 6 Arthur Road, Monticello, KY 42633

$113,900
1.43 AC lot
Lake view lot offering stunning scenery.
Close to boat ramps for convenient lake access.
Lake access in several locations.
Opportunity to build a vacation home and enjoy lakeside living.
Other lots available for sale nearby.
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Waterfront Land Lot for Development
Waterfront Land Lot for Development

201 Hill Drive, Monticello, KY 42633

$55,900
0.99 AC lot

Lake-area lot with recently cleared timber, offering a fresh build site near Conley Bottom amenities.

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Partially Developed Campground Site
Partially Developed Campground Site

8201 W Highway 92, Monticello, KY 42633

$690,000
29.00 AC lot

29-acre property with seven established campsites and county water, plus a spring-based pumphouse and two entrance access points.

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Unrestricted Land Near Lake Cumberland
Unrestricted Land Near Lake Cumberland

Stearns Hollow Road lot: 4 Phase 2, Monticello, KY 42633

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0.58 AC lot

Unrestricted lot near Lake Cumberland, ideal for recreation or investment.

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Unrestricted Lot Near Lake Cumberland
Unrestricted Lot Near Lake Cumberland

Stearns Hollow Road lot: 6 Phase 2, Monticello, KY 42633

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0.58 AC lot

Unrestricted lot near Beaver Creek Marina with lake access.

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Lakefront Residential Lot in Gated Community
Lakefront Residential Lot in Gated Community

Cumberland Shores lot: 17, Monticello, KY 42633

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1.87 AC lot

Mostly level lakefront lot in Cumberland Shores gated community with underground utilities and minor restrictions.

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Waterfront Recreational Land Parcel
Waterfront Recreational Land Parcel

1119 Harmon Creek Rd, Monticello, KY 42633

$129,999
19.09 AC lot

Unrestricted wooded land with approximately 940 feet of lake frontage and walking access to Lake Cumberland.

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Waterfront Building Lot in Gated Community
Waterfront Building Lot in Gated Community

Sandstone Point lot: 35, Monticello, KY 42633

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1.09 AC lot

A 1.09-acre lot perched above Lake Cumberland within Sandstone Point, subject to build restrictions and size requirements.

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Unrestricted Lot Near Lake Cumberland
Unrestricted Lot Near Lake Cumberland

Stearns Hollow Road lot: 11 Phase 2, Monticello, KY 42633

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0.58 AC lot

Unrestricted lot near Beaver Creek Marina with lake life potential.

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Lake-Adjacent Land Lot
Lake-Adjacent Land Lot

201 Hill Dr, Monticello, KY 42633

$55,900

Timber-cut lake-area lot offers an easier build site with quick access to boating amenities.

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Unrestricted Lot Near Lake Cumberland
Unrestricted Lot Near Lake Cumberland

Stearns Hollow Road lot: 10 Phase 2, Monticello, KY 42633

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0.58 AC lot

Unrestricted lot near Beaver Creek Marina with lake access.

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Unrestricted Land Near Lake Cumberland
Unrestricted Land Near Lake Cumberland

Stearns Hollow Road lot: 3 Phase 2, Monticello, KY 42633

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0.58 AC lot

Unrestricted lot near Lake Cumberland, ideal for recreation or investment.

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Waterfront Lake View Land Lot
Waterfront Lake View Land Lot

Lot 91 Cumberland Dr, Monticello, KY 42633

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Nearly an acre lake-view lot with underground utilities in a gated community with minor restrictions.

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Unrestricted Lot Near Lake Cumberland
Unrestricted Lot Near Lake Cumberland

Stearns Hollow Road lot: 9 Phase 2, Monticello, KY 42633

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0.58 AC lot

0.58 acre unrestricted lot near Beaver Creek Marina.

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Lake View Lot in Monticello
Lake View Lot in Monticello

Cumberland Shores lot: 20, Monticello, KY 42633

$36,900
1.93 AC lot

Almost 2-acre lake view lot near Cumberland Shores.

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Lakefront Land Near Conley Bottom
Lakefront Land Near Conley Bottom

1843 #25 Kentucky HWY 2393, Monticello, KY 42633

$59,900
0.71 AC lot

0.71 acre lakefront lot near Conley Bottom Marina.

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Lakefront Residential Land
Lakefront Residential Land

57 Cumberland Shores, Monticello, KY 42633

$35,000
0.84 AC lot

Build a lake-view retreat on a lakeside lot in a gated Cumberland Shores community near Beaver Creek Marina.

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Based on your search, we've compiled Potential Opportunities for your consideration. Besides 18 Active Listings in Monticello, KY

Monticello, KY Waterfront Land Market Trends and Statistics

Explore 18 waterfront land for sale in Monticello, KY, showcased through 18 active listings on our real estate platform. These investment opportunities span a total of 14,173,509 square feet of properties for sale, with an estimated market value of $2,314,499.

Sale prices for water rights properties in Monticello, KY start at $35,000, averaging $257,166, and reaching up to $1,137,000 — offering options for a variety of budgets and business needs. Daily updated analytics ensure you stay ahead with the latest data and market trends.

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Top Commercial Asset Segments

Commercial property segments ranked by active listings on the market

Residential land & home lots 37
Recreation land 23
Waterfront Land 21
Commercial land 13
Hunting land 7

Demographics Overview

Population 19K
Population Growth (5Y) -6.5%
Median Household Income $42,500
College Educated 19.2%

High-Yield Neighborhoods for Investment

Identify Monticello submarkets with the highest inventory density on the market and evaluate the average listing prices of real estate assets

Neighborhood Average Price
42633 $83K

Taxes & Financing

Tax Rate (average for all types) 0.94%
Property Tax per SF $13.00 per SF
Average Loan-to-Value 65.0%

Listings Trend

New vs delisted commercial listings in Wayne County

New Delisted

Total CRE Inventory on Market (SF)

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