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    Chipley, FL Waterfront Land for Sale

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    Cottondale, FL Graceville, FL Bonifay, FL
    14 results
    Lakefront Land in Chipley, Florida
    $103,500
    1.87 Acres

    Lakefront Land in Chipley, Florida

    1 Pine Ridge Drive, Chipley, FL 32428

    1.86-acre lakefront property with dock, near Chipley and Panama City.

    • 1.86‑acre lakefront property
    • Enjoy the 40‑foot Trex board dock
    • Well already installed
    • No HOA restrictions
    • Convenient location: 15 minutes from Chipley, 45 minutes to Panama City
    Updated: Oct 8, 2025
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    Waterfront Land in Gated Community
    $60,000
    1.58 Acres

    Waterfront Land in Gated Community

    Cypress Lane, Chipley, FL 32428

    1.58 acre waterfront property in Paradise Lakes, Chipley, FL.

    • 1.58 acre waterfront property on Lucas Lake
    • Located inside the gated community of Paradise Lakes
    • Single Family or Manufactured Homes are allowed
    • Underground utilities are in place
    • Community boat ramp with access to Dunford Lake
    Updated: Apr 11
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    Cleared Waterfront Lot in Chipley
    $59,900
    1.17 Acres

    Cleared Waterfront Lot in Chipley

    Ready-to-build 1.17-acre waterfront lot with utilities in Chipley, FL.

    Lakeshore Drive, Chipley, FL 32428
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    Waterfront Land on Private Lake
    $49,995
    1.73 Acres

    Waterfront Land on Private Lake

    1.73 acre lot on spring-fed Bluegill Lake.

    Everest Drive, Chipley, FL 32428
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    Homesite on Dunford Lake
    $75,000

    Homesite on Dunford Lake

    Beautiful waterfront homesite on a 450-acre spring-fed lake.

    0000 Bent Oaks Road, Chipley, FL 32428
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    Lakefront Property in Chipley, FL
    $103,500
    1.87 Acres

    Lakefront Property in Chipley, FL

    1.86-acre lakefront property with dock near Chipley, Florida.

    1 Pine Ridge Drive, Chipley, FL 32428
    View details
    Waterfront Lot on River Lake
    $70,000
    2.12 Acres

    Waterfront Lot on River Lake

    Wide waterfront lot suitable for motorized watercraft.

    2950 River Lake Drive, Chipley, FL 32428
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    Waterfront Acreage in Grassy Pond
    $99,000
    3.10 Acres

    Waterfront Acreage in Grassy Pond

    Waterfront land with no HOA in Grassy Pond Ranches.

    4660 Grassy Pond Road, Chipley, FL 32428
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    Waterfront Land in Chipley, Florida
    $49,000
    0.55 Acres

    Waterfront Land in Chipley, Florida

    0.55 acre waterfront lot perfect for recreation or building.

    65/66 Woodymarion Drive, Chipley, FL 32428
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    Waterfront Building Lots Available
    $59,999

    Waterfront Building Lots Available

    Two waterfront building lots, ideal for residential development.

    000 - 000 Woodymarion Drive #Lots 99 & 100, Chipley, FL 32428
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    Waterfront Lot on Piney Lake
    $69,900
    7.32 Acres

    Waterfront Lot on Piney Lake

    Waterfront lot with no HOA, perfect for recreation.

    000 Pine Ridge Drive, Chipley, FL 32428
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    Waterfront Lot on Spring Lake
    $199,900
    1.69 Acres

    Waterfront Lot on Spring Lake

    Waterfront lot with sandy beach and RV port.

    2825 Summer Drive, Chipley, FL 32428
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    Waterfront Lot on River Lake
    $70,000
    92,347 SF

    Waterfront Lot on River Lake

    Wide waterfront lot suitable for motorized watercraft.

    2950 River Lake Drive, Chipley, FL 32428
    View details
    80 Acres of Underwater Land
    $85,000
    80.45 Acres

    80 Acres of Underwater Land

    Unique opportunity to own 80 acres of underwater land.

    00 Lake, Chipley, FL 32428
    View details
    Based on your search, we've compiled 18 Potential Opportunities for your consideration. Besides 14 Active listings in Chipley, FL, we suggest exploring several alternatives: 4 properties in Nearby Cities

    Opportunities in Nearby Cities

    Here are 4 Similar properties we found in Nearby Locations for your consideration.

    Waterfront Land Near Deerpoint Lake
    $250,000
    0.50 Acres

    Waterfront Land Near Deerpoint Lake

    Three parcels totaling almost 2 acres with waterfront access.

    9523 Indian Bluff Resort Lane, Youngstown, FL 32466
    View details
    Waterfront Land on Bear Creek
    $175,000
    1.36 Acres

    Waterfront Land on Bear Creek

    1.36 acre waterfront lot with dock and boat ramp.

    9636 Indian Bluff Resort Lane, Youngstown, FL 32466
    View details
    Waterfront Land in Vernon, Florida
    $88,000
    0.10 Acres

    Waterfront Land in Vernon, Florida

    Waterfront lot ideal for weekend get-away or full-time escape.

    11554 Steel Field Road, Vernon, FL 32462
    View details
    Lakeside Oasis on Pate Lake
    $199,999
    73.00 Acres

    Lakeside Oasis on Pate Lake

    Rare parcel with lake and road frontage, ideal for recreation.

    3199 Pate Pond Road, Vernon, FL 32462
    View details

    Chipley, FL Waterfront Land Investment Opportunities Market Analysis

    Explore 14 waterfront land for sale in Chipley, FL, showcased through 14 active listings on our real estate platform. These investment opportunities span a total of 92,347 square feet of properties for sale, with an estimated market value of $70,000.

    Sale prices for water rights properties in Chipley, FL start at $70,000, averaging $70,000, and reaching up to $70,000 — offering options for a variety of budgets and business needs. Daily updated analytics ensure you stay ahead with the latest data and market trends.

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    Top Commercial Asset Segments

    Residential land & home lots 200
    Commercial land 53
    Waterfront Land 14
    Recreation land 9
    Hunting land 7

    Demographics Overview

    Population 18K
    Population Growth (5Y) +4.9%
    Median Household Income $52,234
    College Educated 19.2%

    High-Yield Neighborhoods for Strategic Investment

    Identify Chipley submarkets with the highest inventory density on the market and evaluate the median listing prices of real estate assets

    Neighborhood Average Price
    32428 $83K

    Taxes & Financing

    Tax Rate (average for all types) 1.85%
    Property Tax per SF $49.25 per sq ft
    Tax Rate vs County Average 0.07 pp above county avg
    Average Loan-to-Value 65.0%

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