Two-Unit Duplex Income
920 BEDFORD Street Cumberland, MD 21502
For Sale
$139,000
MULTI_FAMILY - CUMBERLAND, MD
Property Size1,778 SF
Lot Size0.72 Acres
Price / SF$78.18
Days on Market22
Property Features for 920 BEDFORD Street
General Information
- Property type
- Residential Multi Family
- Property subtype
- Duplex
- Rooms
- Basement, Dining Room
- Interior features
- Attic, Dining Area
- Appliances
- Dryer, Washer, Microwave
- Standard status
- Active
- Size
- 1,778 SF
- Lot size
- 0.72 Acres
Taxes and HOA fees
- Tax Annual Amount
- 2063
Utilities
- Heating system
- Other (Heating)
- Cooling system
- Window Unit(s)
Building Details
- Year built
- 1885
- Number of units
- 2
- Building materials
- Vinyl Siding
Listing Agency:
Mountainside Home Realty
(301) 722-0190
Listed By:
Jordan T Wilson
(301) 707-8714
Added: Jul 3
Changed: Jul 24
Last Checked: Jul 24 at 6:06PM
MLS# MDAL2015216
Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This turnkey duplex offers a practical two-unit setup with two 1-bedroom, 1-bath units. The property is described as move-in ready, with both units available for immediate occupancy.
Located in Cumberland, Maryland in Allegany County, the address is 920 Bedford Street. Public remarks note convenience to downtown Cumberland as well as nearby shopping, restaurants, schools, and commuter routes.
With two separate residential units on-site, the property provides a straightforward residential income configuration for an investor or an owner-occupant seeking rental income to help offset housing costs, as described in the remarks.
Located in Cumberland, Maryland in Allegany County, the address is 920 Bedford Street. Public remarks note convenience to downtown Cumberland as well as nearby shopping, restaurants, schools, and commuter routes.
With two separate residential units on-site, the property provides a straightforward residential income configuration for an investor or an owner-occupant seeking rental income to help offset housing costs, as described in the remarks.
Key Highlights
- Duplex with two 1‑bedroom, 1‑bath units
- Both units are ready for immediate occupancy
- Year built 1885
Financial Insights For Multifamily LT 5
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $18.1k | $10.20 |
| − Vacancy | −$943 | −$0.53 |
| EGI | $17.2k | $9.67 |
| − OpEx | −$5.2k | −$2.90 |
| NOI | $12.0k | $6.77 |
1,778 SF · lease $10.20/SF/yr · vacancy 5.20% · expense 30.00%
Alternative Uses
Best Use
Multifamily LT 5
$171.9K
$150.4K – $200.6K
NOI $12,035 @ 7.0% cap · market cap 8.66%
Second Best
Apartment 5plus
$159.3K
$139.4K – $185.8K
NOI $11,148 @ 7.0% cap · market cap 8.02%
Theoretical Best
Office A
$659.4K
$577.0K – $769.3K
NOI $46,156 @ 7.0% cap · market cap 33.21%
Zoning and permitted uses should be independently verified with local authorities.
Property Analytics
Property Profile
Location Intelligence
Current Use by Public Records
Duplexes
FAQs
What type of property is this?
Duplex - Turnkey duplex with two 1-bedroom, 1-bath units, both ready for immediate occupancy.
Where is this duplex located?
The property is located at 920 BEDFORD Street Cumberland, MD.
What is the asking price?
The asking price for this property is $139,000.
What are key features of this property?
This property features: Duplex with two 1‑bedroom, 1‑bath units; Both units are ready for immediate occupancy; Year built 1885
