Two-Unit Duplex with Two
74 Congress Street W Saint Paul, MN 55107
MULTI_FAMILY - Saint Paul, MN
Property size:
1,495 SFLot size:
0.13 AcresPrice / SF:
$190/SF- Added:
- Jun 11, 2026
- Days on Market:
- 30
- Last Refresh:
- Jul 10 at 12:06 pm
Property Features for 74 Congress Street W
General Information
- Property type
- Residential Multi Family
- Property subtype
- Other
- Bedrooms
- 4
- Bathrooms
- 2
- Rooms
- Bedroom 1, Bedroom 2, Basement, Bedroom 3, Bedroom 4, Bathroom 2, Bathroom 1
- Parking features
- Garage, Driveway, Garage - Detached
- Exterior features
- Vinyl
- Fencing
- Chain Link
- Standard status
- Active
- APN
- 072822110107
- Size
- 1,495 SF
- Lot size
- 0.13 Acres
Taxes and HOA fees
- Tax Year
- 2026
- Tax Annual Amount
- 8184
Utilities
- Heating system
- Oil
Building Details
- Year built
- 1909
- Building materials
- Block, Concrete, Frame
- Roof type
- Shingle
Listing agent Ryan A Haagenson (952) 829-2900
Listing office RE/MAX Results 1609 Hennepin Ave, Eden Prairie, MN (612) 314-1520
Listing date Jun 11, 2026
MLS# 7091193
Listing URL
Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This duplex offers two two-bedroom, one-bath units, with one upstairs and one downstairs. The upper unit is vacant and available for immediate viewing, and it includes light-filled living and dining rooms. Original hardwood floors and wood detailing are present in the upper unit, and there is also a rear porch. An unfinished third level provides space that may be adapted for additional living area.
The property is located on the west side of Saint Paul, MN, at 74 Congress Street W (Ramsey County). The home also includes green space adjacent to the house. Access for showings is noted as the upper unit being available for immediate viewing, with the main floor unit shown through Friday and by request thereafter.
For buyers or owner-occupants, the layout provides options to live in one unit while maintaining a second unit for rental income. The lower unit is currently owner-occupied and has hardwood floors beneath carpeting, which may allow for restoration of the original character with updating and personal finishes. Please note there is an existing lien on the property, and it will be negotiated with the county through an attorney. For more details and to schedule a private showing, contact the listing agent.
The property is located on the west side of Saint Paul, MN, at 74 Congress Street W (Ramsey County). The home also includes green space adjacent to the house. Access for showings is noted as the upper unit being available for immediate viewing, with the main floor unit shown through Friday and by request thereafter.
For buyers or owner-occupants, the layout provides options to live in one unit while maintaining a second unit for rental income. The lower unit is currently owner-occupied and has hardwood floors beneath carpeting, which may allow for restoration of the original character with updating and personal finishes. Please note there is an existing lien on the property, and it will be negotiated with the county through an attorney. For more details and to schedule a private showing, contact the listing agent.
Local Financial Insights For Multifamily LT 5
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $33.2k | $22.20 |
| − Vacancy | −$2.0k | −$1.33 |
| EGI | $31.2k | $20.87 |
| − OpEx | −$9.4k | −$6.26 |
| NOI | $21.8k | $14.61 |
1,495 SF · lease $22.20/SF/yr · vacancy 5.98% · expense 30.00%
Alternative Uses
Best Use
Multifamily LT 5
$312.0K
$273.0K – $364.1K
NOI $21,843 @ 7.0% cap · market cap 7.66%
Second Best
Apartment 5plus
$286.6K
$250.8K – $334.4K
NOI $20,062 @ 7.0% cap · market cap 7.04%
Theoretical Best
Healthcare Medical
$367.9K
$321.9K – $429.2K
NOI $25,753 @ 7.0% cap · market cap 9.04%
Zoning and permitted uses should be independently verified with local authorities.
Property Analytics
Property Profile
Location Intelligence
Current Use by Public Records
Duplexes
Similar For Sale Nearby
FAQs
What type of property is this?
Duplex - Duplex with two two-bedroom, one-bath units plus a rear porch and an unfinished third level.
Where is this duplex located?
The property is located at 74 Congress Street W Saint Paul, MN.
What is the asking price?
The asking price for this property is $285,000.
