Duplex with Unfinished Third
For Sale
$250,000
74 Congress Street W, Saint Paul, MN 55107
Residential Income, Saint Paul, MN
Property Size1,495 SF
Lot Size0.13 Acres
Price / SF$167.22
Days on Market128
Property Features for 74 Congress Street W
General Information
Property type
Residential Multi Family
Property subtype
Duplex
Zoning description
Residential-Multi-Family
Bedrooms
4
Bathrooms
2
Full bathrooms
2
Rooms
Bathroom 1, Bedroom 1, Laundry Room, Bedroom 2, Basement, Bedroom 3, Bathroom 2, Bedroom 4
Parking features
Driveway, Garage, Garage - Detached
Patio and Porch features
Porch, Patio
Fencing
Chain Link
Subdivision
Meyers Sub Of, Block 6
High school district
St. Paul
Directions
Robert Street, to George, to Congress to home.
Standard status
Active
APN
072822110107
Size
1,495 SF
Lot size
0.13 Acres
Taxes and HOA fees
Tax Year
2026
Tax Annual Amount
8184
Utilities
Heating system
Oil
Building Details
Year built
1909
Building materials
Block, Concrete, Frame
Roof type
Shingle
Listing Agency:
RE/MAX Results · RE/MAX International
(612) 314-1520
Listed By:
Ryan A Haagenson
(952) 829-2900
Added: Jun 11
Changed: Oct 16
Last Checked: Oct 16 at 9:06AM
MLS# 7091193
Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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Investment Insights
Based on property information with market context.
This 1,495-square-foot duplex, built in 1909, contains two units, each with two bedrooms and one bathroom. The upper flat has hardwood floors, wood detailing, and separate living and dining rooms. In the lower unit, hardwood flooring remains beneath the carpet; this unit is currently owner-occupied. An unfinished third level and a rear porch are also part of the property.
Set on a 0.132-acre lot on Saint Paul’s West Side, the property includes a patio, driveway, and detached garage. Chain-link fencing is present. The two-unit configuration is complemented by the distinct upper and lower layouts and the additional unfinished level.
Set on a 0.132-acre lot on Saint Paul’s West Side, the property includes a patio, driveway, and detached garage. Chain-link fencing is present. The two-unit configuration is complemented by the distinct upper and lower layouts and the additional unfinished level.
Key Highlights
- Two units, each with 2 bedrooms and 1 bathroom
- 1,495 square feet; built in 1909
- 0.132‑acre lot on Saint Paul’s West Side
Financial Insights
Estimated NOI and Cap Rate
NOI / Yr
$21,843
Cap Rate
8.74%
Suggested Prices Based on Cap Rates
Cap Rate 5%
$436,860
$436.9K
Cap Rate 7%
$312,043
$312.0K
Cap Rate 9%
$242,700
$242.7K
Market Conditions
NOI Build-Up for 1,495 SF
Gross rent
$33.2K $22.20/SF
− Vacancy
−$2.0K −$1.33/SF
EGI
$31.2K $20.87/SF
− OpEx
−$9.4K −$6.26/SF
NOI
$21.8K $14.61/SF
Area
Ramsey County, MN
Vacancy
5.98%
Lease Rate
$22.20 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap Rate 5%
$436,860
Cap Rate 7%
$312,043
Cap Rate 9%
$242,700
Alternative Uses
Best Use
Multifamily LT 5
$312.0K
$273.0K – $364.1K
NOI $21,843 @ 7.0% cap · market cap 8.74%
Second Best
Apartment 5plus
$286.6K
$250.8K – $334.4K
NOI $20,062 @ 7.0% cap · market cap 8.02%
Theoretical Best
Office A
$356.7K
$312.1K – $416.1K
NOI $24,967 @ 7.0% cap · market cap 9.99%
Zoning and permitted uses should be independently verified with authorities.
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Current Use
Lease Details
2
Residential units
Location Intelligence
Trade Area within ½ mile
945
Businesses Nearby
Explore this area
Business Placement
Demographics for 55107, MN
15,383
Population
6,063
Households
2.5
Avg Household Size
34
Median Age
31%
College-Educated
89%
High-School Grad
4.1 sq mi
ZIP Area
3,752
Density / Sq Mi
$78,125
Median Household Income
$46,197
Median Earnings
$1,335
Median Rent
$259,900
Median Home Value
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Market
Vacancy Rate% for Multifamily in Midwest region
Frequently Asked Questions
What type of property is this?
Duplex - Two separate flats provide matching two-bedroom layouts, with a porch, patio, driveway, and detached garage.
Where is this duplex located?
The property is located at 74 Congress Street W Saint Paul, MN.
What is the asking price?
The asking price for this property is $250,000.
What are key features of this property?
This property features: Two units, each with 2 bedrooms and 1 bathroom; 1,495 square feet; built in 1909; 0.132‑acre lot on Saint Paul’s West Side
