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Two-Unit Property with Workshop
New
For Sale
$399,900

642 E Chicago Street, Elgin, IL 60120

MULTI_FAMILY - Elgin, IL

Property SizeContact for details
Days on Market2

Property Features for 642 E Chicago Street

General Information

Property type Residential Multi Family
Property subtype Other
Bedrooms 4
Bathrooms 3
Full bathrooms 3
Rooms Basement, Bedroom 2, Bedroom 4, Bedroom 1, Bathroom 2, Bedroom 3, Bathroom 1, Bathroom 3
Parking 13
Parking features Garage, Driveway
Basement Partially Finished, Full
Elementary school district 46
Middle school district 46
High school district 46
Directions N on 25 E on 19 to home
Subdivision Elgin
Standard status Active
APN 0613282014

Taxes and HOA fees

Tax Year 2025
Tax Annual Amount 6845

Utilities

Sewer type Public Sewer
Heating system Natural Gas
Water source Public

Building Details

Year built 1900
Building materials Aluminum Siding, Vinyl Siding, Cedar
Listing Agency: O'Neil Property Group, LLC
Listed By: Ivan Santos · License #475200302
Added: Aug 13 Last Checked: Aug 14 at 6:06AM
MLS# 12731445

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

This Elgin duplex contains two residential units, with one 2-bedroom, 1-bathroom layout on the main level and a matching arrangement upstairs. A full basement adds substantial ancillary space, while the property also includes a garage and workshop area. The building dates to 1900 and uses natural-gas heating.

Public water and public sewer serve the property. Located at 642 E Chicago Street, the duplex is near local schools, parks, and shopping in Elgin, Illinois. Parking features include the garage and driveway.

Key Highlights

  • Two 2‑bedroom, 1‑bathroom units arranged on the main and upper levels
  • Full basement provides additional property space
  • Garage and workshop area included

Property Analytics

Current Use

Hunn Signs (Bike/Boat/Book/etc) Store

Suggested Use

Top Pick Electrical Service Big Box & Wholesale Store Spa & Massage Center Skin Care Clinic Home Appliance Store (Bike/Boat/Book/etc) Store

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Lease Details

2
Residential units

Location Intelligence

Trade Area within ½ mile

328
Businesses Nearby

Demographics for 60120, IL

50,799
Population
17,112
Households
3
Avg Household Size
35
Median Age
19%
College-Educated
74%
High-School Grad
17.4 sq mi
ZIP Area
2,919
Density / Sq Mi
$80,305
Median Household Income
$37,495
Median Earnings
$1,250
Median Rent
$227,000
Median Home Value

Market

Vacancy Rate% for Multifamily in Midwest region

6.5% 2022
7.5% 2023
7.8% 2024
8% 2025
Rey
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Frequently Asked Questions

What type of property is this?
Duplex - Main- and upper-level residences are complemented by a full basement and garage-workshop area.
Where is this duplex located?
The property is located at 642 E Chicago Street Elgin, IL.
What is the asking price?
The asking price for this property is $399,900.
What are key features of this property?
This property features: Two 2‑bedroom, 1‑bathroom units arranged on the main and upper levels; Full basement provides additional property space; Garage and workshop area included
More about this property
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