630 Jefferson Street Paducah, KY 42001
COMMERCIAL - Paducah, KY
Property Features for 630 Jefferson Street
General Information
- Property type
- Commercial Sale
- Property subtype
- Office
- Zoning
- B-2
- Parking
- 20
- Parking features
- Open
- Security features
- Security System
- Standard status
- Active
- APN
- 112-13-03-001
- Size
- 2,706 SF
- Lot size
- 0.43 Acres
Utilities
- Utilities
- Phone Available
- Sewer type
- Public Sewer
- Heating system
- Natural Gas, Forced Air
- Cooling system
- Central Air
Building Details
- Year built
- 1970
- Floors in Building
- 1
- Building materials
- Brick
Listing agent Jessica Housman License #201474 (270) 210-4366
Listing office Housman Partners Real Estate 205 S Friendship Rd, Paducah, KY (270) 534-5569
Listing date Jul 13, 2026
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Investment Insights
Based on property information with market context.
The property is positioned on a prominent corner lot in downtown Paducah and includes an existing drive-thru with a night deposit box. It is located at 630 Jefferson Street and offers approximately 11 to 20 on-site parking spaces.
Zoned B-2, the building was originally constructed as a bank and most recently operated as an insurance office, supporting a range of professional services that benefit from client-facing space and dedicated meeting and private office areas.
Key Highlights
- Professionally renovated brick office building on Jefferson Street in downtown Paducah, KY (built in 1970)
- Over 2,700 SF of move‑in‑ready commercial space with reception/lobby, 5 private offices, and a large conference room
- Drive‑thru with a night deposit box on‑site, originally constructed as a bank and most recently operated as an insurance office
Local Financial Insights For Specialty Retail
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $44.5k | $16.44 |
| − Vacancy | −$1.6k | −$0.58 |
| EGI | $42.9k | $15.86 |
| − OpEx | −$10.7k | −$3.97 |
| NOI | $32.2k | $11.90 |
