Two-Home Duplex
For Sale
$598,999
559 W 25th, San Bernardino, CA 92405
Two residences share one parcel, with separate utility metering for each home.
Property Size1,862 SF
Days on Market36
Property Features for 559 W 25th
General Information
Standard status
Active
Size
1,862 SF
Property subtype
Duplex
Units
Unit Mix
1 x 3BR/1.5BA, 1 x 1BR/1BA
Multifamily Units
2
Building Details
Building Size
1,862 SF
Year Built
1952
Buildings
2
Listing Agency:
BETTER HOMES AND GARDENS REAL ESTATE CHAMPIONS
(562) 884-1089
Listed By:
GENE SAIS · License #00852442
Source:
Camdenmckayre
Added: Jul 27
Changed: Aug 13
Last Checked: Aug 30 at 10:30PM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of BETTER HOMES AND GARDENS REAL ESTATE CHAMPIONS
Investment Insights
Based on property information with market context.
This duplex property includes two separate homes on one lot. The front residence at 557 W 25th offers three bedrooms and one 1/5 bath, while the rear residence at 559 W 25th contains one bedroom and one bathroom. Each home has its own utility meter, providing distinct service arrangements for the residences.
Built in 1952, the property is located in San Bernardino near George Brown Jr. Elementary School, which is approximately 300 feet away. The configuration provides two residential structures at one address and supports an owner-occupant or income-property use as described in the available property information.
Built in 1952, the property is located in San Bernardino near George Brown Jr. Elementary School, which is approximately 300 feet away. The configuration provides two residential structures at one address and supports an owner-occupant or income-property use as described in the available property information.
Key Highlights
- Two homes situated on a single lot
- Front home: 3 bedrooms and 1 1/5 bath
- Rear home: 1 bedroom and 1 bathroom
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$26,605
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
4.44%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$532,100
$532.1K
Cap Rate 7%
$380,071
$380.1K
Cap Rate 9%
$295,611
$295.6K
Market Conditions
NOI Build-Up for 1,862 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$40.2K $21.60/SF
− Vacancy
−$2.2K −$1.19/SF
EGI
$38.0K $20.41/SF
− OpEx
−$11.4K −$6.12/SF
NOI
$26.6K $14.29/SF
Area
San Bernardino, CA
Vacancy
5.50%
Lease Rate
$21.60 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$532,100
Cap Rate 7%
$380,071
Cap Rate 9%
$295,611
Alternative Uses
Best Use
Multifamily LT 5
$380.1K
$332.6K – $443.4K
NOI $26,605 @ 7.0% cap · market cap 4.44%
Second Best
Apartment 5plus
$341.2K
$298.5K – $398.1K
NOI $23,883 @ 7.0% cap · market cap 3.99%
Theoretical Best
Office A
$560.8K
$490.7K – $654.2K
NOI $39,254 @ 7.0% cap · market cap 6.55%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Lease Details
2
Residential units
Location Intelligence
Trade Area within ½ mile
901
Businesses Nearby
Explore this area
Business Placement
Demographics for 92405, CA
32,165
Population
9,727
Households
3.3
Avg Household Size
31
Median Age
13%
College-Educated
74%
High-School Grad
5.0 sq mi
ZIP Area
6,433
Density / Sq Mi
$59,271
Median Household Income
$32,066
Median Earnings
$1,424
Median Rent
$376,800
Median Home Value
Market
Vacancy Rate% for Multifamily in West region
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.
Frequently Asked Questions
What type of property is this?
Duplex - Two residences share one parcel, with separate utility metering for each home.
Where is this duplex located?
The property is located at 559 W 25th San Bernardino, CA.
What is the asking price?
The asking price for this property is $598,999.
What are key features of this property?
This property features: Two homes situated on a single lot; Front home: 3 bedrooms and 1 1/5 bath; Rear home: 1 bedroom and 1 bathroom
