Downtown Retail
For Sale
Contact for pricing
440 North Lincoln Ave, Loveland, CO 80537
For-sale downtown retail asset at 440 N Lincoln Ave, positioned for street-level neighborhood shopping needs.
Property Size5,850 SF
Price / SF$205.13
Days on Market63
Property Features for 440 North Lincoln Ave
General Information
Standard status
Active
Size
5,850 SF
Property subtype
Retail, Office
Building Details
Year Built
1915
Listing Agency:
CBRE - Fort Collins
Listed By:
Jon Rue · License #CO FA100004546
Source:
Crexi
Added: Jun 6
Changed: Jul 10
Last Checked: Aug 6 at 7:08AM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of CBRE - Fort Collins
Investment Insights
Based on property information with market context.
This for-sale retail property is offered as a downtown storefront asset in Loveland, CO. The property size is listed at 5,850 square feet, with additional details expected to be released as information becomes available.
The location is 440 North Lincoln Ave in downtown Loveland, placing the property within a compact commercial area where local retail services are typically concentrated. The listing does not currently provide additional specifics on frontage, unit configuration, or condition, so prospective buyers are encouraged to confirm those items directly during due diligence.
As an operating or ownership opportunity for retail users, this asset may fit concepts that benefit from a dedicated retail footprint in a downtown setting. With limited supplemental information included in the current remarks, the most practical next step for interested parties is to review the forthcoming package details—such as layout, improvements, and any tenant or occupancy status—before making a commitment.
The location is 440 North Lincoln Ave in downtown Loveland, placing the property within a compact commercial area where local retail services are typically concentrated. The listing does not currently provide additional specifics on frontage, unit configuration, or condition, so prospective buyers are encouraged to confirm those items directly during due diligence.
As an operating or ownership opportunity for retail users, this asset may fit concepts that benefit from a dedicated retail footprint in a downtown setting. With limited supplemental information included in the current remarks, the most practical next step for interested parties is to review the forthcoming package details—such as layout, improvements, and any tenant or occupancy status—before making a commitment.
Key Highlights
- Downtown Loveland retail property for sale at 440 N Lincoln Ave
- Year built: 1915
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$51,184
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
4.27%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$1,023,680
$1.0M
Cap Rate 7%
$731,200
$731.2K
Cap Rate 9%
$568,711
$568.7K
Market Conditions
NOI Build-Up for 5,850 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$78.6K $13.44/SF
− Vacancy
−$5.5K −$0.94/SF
EGI
$73.1K $12.50/SF
− OpEx
−$21.9K −$3.75/SF
NOI
$51.2K $8.75/SF
Area
Larimer County, CO
Vacancy
7.00%
Lease Rate
$13.44 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$1,023,680
Cap Rate 7%
$731,200
Cap Rate 9%
$568,711
Alternative Uses
Best Use
Retail
$731.2K
$639.8K – $853.1K
NOI $51,184 @ 7.0% cap · market cap 4.27%
Second Best
—
—
no second resolved use
Theoretical Best
Office A
$1.57M
$1.37M – $1.83M
NOI $109,916 @ 7.0% cap · market cap 9.16%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Location Intelligence
Trade Area within ½ mile
1,756
Businesses Nearby
Explore this area
Business Placement
Demographics for 80537, CO
43,603
Population
20,314
Households
2.1
Avg Household Size
44
Median Age
37%
College-Educated
95%
High-School Grad
122.4 sq mi
ZIP Area
356
Density / Sq Mi
$83,746
Median Household Income
$44,448
Median Earnings
$1,630
Median Rent
$460,100
Median Home Value
Market
Vacancy Rate% for Retail in West region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Retail space - For-sale downtown retail asset at 440 N Lincoln Ave, positioned for street-level neighborhood shopping needs.
Where is this retail space located?
The property is located at 440 North Lincoln Ave Loveland, CO.
What is the asking price?
The asking price for this property is $1,200,000.
What are key features of this property?
This property features: Downtown Loveland retail property for sale at 440 N Lincoln Ave; Year built: 1915
