Duplex Property with Private
For Sale
$429,000
3955 Stonegate Court, Loomis, CA 95650
Three-bedroom residential property with updated systems, outdoor space, and HOA-maintained exterior components.
Property Size1,465 SF
Days on Market79
Property Features for 3955 Stonegate Court
General Information
Standard status
Active
Size
1,465 SF
Property subtype
Duplex
Amenities
Fireplace
Ceiling Fan(s)
Fireplace(s)
Central
Built-In Refrigerator
Hood Over Range
Ice Maker
Dishwasher
Disposal
Microwave
Electric Cook Top
Free Standing Electric Oven
Free Standing Electric Range
Public, Shingle, Composition
Building Details
Building Size
1,465 SF
Year Built
1986
Stories
2
Listing Agency:
Better Homes and Gardens RE
5489438
Listed By:
Anthony Scarpelli
Source:
Kw
Added: Jun 13
Changed: Aug 30
Last Checked: Aug 30 at 5:12AM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of Better Homes and Gardens RE
Investment Insights
Based on property information with market context.
This 1986 duplex property includes a three-bedroom, three-bath home with a spacious interior arrangement connecting the living, dining, and kitchen areas. Luxury vinyl plank flooring, a fireplace, central HVAC, and a kitchen equipped with a built-in refrigerator, dishwasher, microwave, disposal, and electric cooking appliances are included. The refrigerator, washer, and dryer convey with the property. System updates completed in 2022 include an oversized HVAC unit, water heater, and electrical panel.
The residence occupies an oversized lot with a fenced private yard and covered deck. A 486-square-foot two-car garage and driveway provide on-site parking, while the community also has guest parking and designated storage for trailers, boats, and RVs. The property faces and backs to open space. The HOA maintains the exterior, including siding, roof, common areas, and structure insurance, and the home is near historic downtown Loomis, shopping, dining, and commuter routes.
The residence occupies an oversized lot with a fenced private yard and covered deck. A 486-square-foot two-car garage and driveway provide on-site parking, while the community also has guest parking and designated storage for trailers, boats, and RVs. The property faces and backs to open space. The HOA maintains the exterior, including siding, roof, common areas, and structure insurance, and the home is near historic downtown Loomis, shopping, dining, and commuter routes.
Key Highlights
- Three‑bedroom, three‑bath home within a duplex property
- 2022 updates include oversized HVAC, water heater, and electrical panel
- 486‑square‑foot two‑car garage plus driveway parking
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$24,732
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
5.77%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$494,640
$494.6K
Cap Rate 7%
$353,314
$353.3K
Cap Rate 9%
$274,800
$274.8K
Market Conditions
NOI Build-Up for 1,465 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$37.3K $25.44/SF
− Vacancy
−$1.9K −$1.32/SF
EGI
$35.3K $24.12/SF
− OpEx
−$10.6K −$7.24/SF
NOI
$24.7K $16.88/SF
Area
Placer County, CA
Vacancy
5.20%
Lease Rate
$25.44 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$494,640
Cap Rate 7%
$353,314
Cap Rate 9%
$274,800
Alternative Uses
Best Use
Multifamily LT 5
$353.3K
$309.2K – $412.2K
NOI $24,732 @ 7.0% cap · market cap 5.77%
Second Best
Apartment 5plus
$322.4K
$282.1K – $376.2K
NOI $22,569 @ 7.0% cap · market cap 5.26%
Theoretical Best
Office A
$567.1K
$496.3K – $661.7K
NOI $39,700 @ 7.0% cap · market cap 9.25%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Location Intelligence
Trade Area within ½ mile
504
Businesses Nearby
Explore this area
Business Placement
Demographics for 95650, CA
13,446
Population
5,234
Households
2.6
Avg Household Size
46
Median Age
46%
College-Educated
97%
High-School Grad
22.9 sq mi
ZIP Area
587
Density / Sq Mi
$137,263
Median Household Income
$80,446
Median Earnings
$1,826
Median Rent
$783,300
Median Home Value
Market
Vacancy Rate% for Multifamily in West region
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.
Frequently Asked Questions
What type of property is this?
Duplex - Three-bedroom residential property with updated systems, outdoor space, and HOA-maintained exterior components.
Where is this duplex located?
The property is located at 3955 Stonegate Court Loomis, CA.
What is the asking price?
The asking price for this property is $429,000.
What are key features of this property?
This property features: Three‑bedroom, three‑bath home within a duplex property; 2022 updates include oversized HVAC, water heater, and electrical panel; 486‑square‑foot two‑car garage plus driveway parking
