Lake Norman Waterfront
For Sale
$539,900
3950 Granite Street, Terrell, NC 28682
Land, Terrell, NC
Property SizeContact for details
Lot Size0.64 Acres
Days on Market124
Property Features for 3950 Granite Street
General Information
Property type
Land
Property subtype
Other
Zoning description
R-30
Subdivision
Somerset On Lake Norman
Lot features
Paved, Wooded, Waterfront
Elementary school
Sherrills Ford
Middle school
Mills Creek
High school
Bandys
Directions
From I-77 Exit 36: Travel west on NC Hwy 150. Cross over the 150 bridge into Catawba County. Turn left onto Sherrills Ford Rd. Turn left onto Granite Street. Vacant lot on the right. From Denver: Travel east on NC Hwy 150. Turn right onto Sherrills Ford Rd. Turn left onto Granite Street. Vacant lot on the right.
Standard status
Active
APN
4617045312370000
Lot size
0.64 Acres
Taxes and HOA fees
Tax Description
LOT PT 1 PT 1 PL47-155 SOMERSET PL 47-155
HOA Fee
$250 Annually
Legal Description
LOT PT 1 PT 1 PL47-155 SOMERSET PL 47-155
Utilities
Sewer type
Septic Needed
Water source
Well Needed
Water front
1
Listing Agency:
HomeZu
(888) 875-4218
Listed By:
Susan Ayers · License #347205
(888) 875-4218
Added: Apr 20
Changed: Aug 19
Last Checked: Aug 21 at 2:06AM
MLS# 4372189
Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This 0.64-acre wooded waterfront homesite is located in the Somerset on Lake Norman community. It features 122 feet of water frontage and a floating pier. A county improvement permit is already approved for a 4-bedroom septic system with a basement, and the well permit is in hand; both permits are valid until 2030. There is no time limit to build, and you can bring your own builder. There is plenty of room to modify the pier or dock if desired. Lake Norman waterfront properties are known to be valuable investments. The low HOA dues are $250 per year. The property is located on a peaceful cove, yet close to open water, with easy access to Hwy 16 and I-77. It features low Catawba County taxes and is close to The Village Shoppes at Sherrills Ford. The property is located in Terrell, North Carolina.
Key Highlights
- Lake Norman waterfront property featuring 122' of frontage and a floating pier.
- Approved permits for a 4‑bedroom home with basement septic and well, valid until 2030.
- No time limit to build, so bring your own builder.
Property Analytics
Property Profile
Current Use
Location Intelligence
Trade Area within ½ mile
40
Businesses Nearby
Explore this area
Business Placement
Demographics for 28682, NC
1,126
Population
800
Households
1.4
Avg Household Size
55
Median Age
33%
College-Educated
94%
High-School Grad
3.8 sq mi
ZIP Area
296
Density / Sq Mi
$96,949
Median Household Income
$1,519
Median Rent
$595,100
Median Home Value
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Waterfront Land - Waterfront wooded homesite with floating pier on Lake Norman.
Where is this waterfront land located?
The property is located at 3950 Granite Street Terrell, NC.
What is the asking price?
The asking price for this property is $539,900.
What are key features of this property?
This property features: Lake Norman waterfront property featuring 122' of frontage and a floating pier.; Approved permits for a 4‑bedroom home with basement septic and well, valid until 2030.; No time limit to build, so bring your own builder.
