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    Duplex Residence with Finished Basement

    386 E Chicago Street Elgin, IL 60120

    Claim this Listing
    New
    For Sale
    $499,900

    MULTI_FAMILY - Elgin, IL

    Lot size:
    0.33 Acres
    Added:
    Jul 9, 2026
    Days on Market:
    4
    Last Refresh:
    Jul 12 at 8:06 am

    Property Features for 386 E Chicago Street

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Bedrooms
    5
    Bathrooms
    4
    Rooms
    Bathroom 2, Bathroom 4, Bathroom 3, Bedroom 1, Bedroom 4, Bedroom 2, Bedroom 5, Basement, Bathroom 1, Bedroom 3
    Parking
    3
    Parking features
    Garage, Open
    Basement
    Finished, Full
    Standard status
    Active
    APN
    0613182018
    Lot size
    0.33 Acres

    Taxes and HOA fees

    Tax Year
    2025
    Tax Annual Amount
    6263

    Utilities

    Sewer type
    Public Sewer
    Heating system
    Natural Gas, Forced Air
    Water source
    Public

    Building Details

    Year built
    1900
    Building materials
    Cedar

    Listing agent Robert Wisdom License #78130-94

    Listing office RE/MAX Horizon 374 N McLean, Elgin, IL

    Listing date Jul 9, 2026

    MLS# 12691540 Listing URL

    Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Investment Insights

    Based on property information with market context.

    This duplex residence offers two distinct living areas with multiple functional spaces throughout. The main home features a grand foyer/parlor with custom millwork, a large separate living room with crown and oversized moldings, and a separate dining room with exposed wood beams. The updated kitchen includes oak cabinetry, recessed lighting, and wood laminate flooring. A back covered enclosed porch adds additional gathering space with its own air/heating and vaulted ceilings. The property also includes a finished basement with a rec room, den, workshop area, and added laundry. The upper-level unit is currently rented and includes a spacious living room with a cozy gas log fireplace, vaulted ceilings, and French doors to a private balcony, along with in-unit laundry and an updated kitchen with oak cabinetry and tile flooring.

    The home sits on a deep lot with mature trees and is described as being just blocks to downtown Elgin, including access to local civic and recreation facilities. A huge covered front porch supports outdoor seating and seasonal use. The property is being sold as part of an estate sale and is offered in as-is condition.

    For tenants or owner-occupants, the layout supports privacy and everyday convenience, with in-unit laundry for the upper unit and extensive usable space in the main home and basement. The detached 2-1/2 car garage includes a heated office, which may suit work-from-home or small-business needs. The upper-level unit is currently rented for $925.00 per month.

    Key Highlights

    • Upper‑level unit currently rented for $925/month with in‑unit laundry, gas log fireplace, and a private balcony via French door.
    • Year built 1900 with cedar construction materials and forced‑air natural gas heating.
    • 4 bathrooms total, including back‑to‑back full baths: one with whirlpool tub and one with walk‑in shower.

    Property Analytics

    Property Profile Location Intelligence

    Current Use by Public Records

    Advanced Engineering & Surveying Land Surveyor

    Suggested Use

    Electrical Service (Bike/Boat/Book/etc) Store Big Box & Wholesale Store Discount Store Home Appliance Store (Bike/Boat/Book/etc) Store Skin Care Clinic Pet Grooming Service Veterinary Clinic Storage Facility

    Zoning and permitted uses should be independently verified with local authorities.

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    FAQs

    What type of property is this?
    Duplex - Two-unit duplex with a finished basement and a detached heated office garage, currently including an income-producing upper-level unit.
    Where is this duplex located?
    The property is located at 386 E Chicago Street Elgin, IL.
    What is the asking price?
    The asking price for this property is $499,900.
    What are key features of this property?
    This property features: Upper‑level unit currently rented for $925/month with in‑unit laundry, gas log fireplace, and a private balcony via French door.; Year built 1900 with cedar construction materials and forced‑air natural gas heating.; 4 bathrooms total, including back‑to‑back full baths: one with whirlpool tub and one with walk‑in shower.
    Contact an agent
    (630) 215-6600
    We can help!
    Contact an agent
    Robert Wisdom
    Real Estate License ID: 78130-94
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