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Adorable Duplex with Multiple Possibilities

3707 Mystic Street, Panama City Beach, FL 32408

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For Sale

$645,000

MULTI_FAMILY - Other - Panama City Beach, FL

Property size:

2,088 SF

Lot size:

0.17 Acres

Price / SF:

$308/SF

HighLights

Duplex built in 1981 with two units, each offering a private patio and storage shed
Unit A (Mystic Surf): 3 bedrooms, full kitchen, 1 full and 1 half bath, and an electric fireplace
Unit B (Mystic Sun): 2 bedrooms, full kitchen, 1 full bath, and a wood‑burning fireplace
Appliances include dishwasher, microwave, electric stove/oven, refrigerator, washer, and dryer
Central heating and central air, with vinyl flooring and breakfast bar in the interior
Septic tank onsite and located across the street from public lagoon access

We can help!

Listing Contact

January M Johnson

For Sale

$645,000

MULTI_FAMILY - Other - Panama City Beach, FL

Property size:

2,088 SF

Lot size:

0.17 Acres

Price / SF:

$308/SF

Added:: Feb 27, 2026
Days on Market:: 105
Last Refresh:: Jun 12 at 9:06 pm

Property Features for 3707 Mystic Street

General Information

Property type: Residential Multi Family
Property subtype: Other
Zoning: Resid Multi-Family
Bedrooms: 5
Bathrooms: 3
Rooms: Bathroom 3, Bathroom 1, Bedroom 5, Bedroom 4, Living Room, Bedroom 3, Bathroom 2, Bedroom 1, Bedroom 2
Window features: Window Treatments
Patio and Porch features: Patio
Interior features: Breakfast Bar
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
Standard status: Active
APN: 32050000000
Size: 2,088 SF
Lot size: 0.17 Acres

Taxes and HOA fees

Tax Year: 2025
Tax Description: BILTMORE BEACH 1ST ADD LOT 1 BLK F ORB 4552 P 508
Tax Annual Amount: 6029

Utilities

Sewer type: Septic Tank
Heating system: Central
Cooling system: Central Air

Building Details

Year built: 1981
Floors in Building: 2
Flooring type: Vinyl
Architectural style: Other

We can help!

Listing Contact

January M Johnson

Listing agent January M Johnson License #3368469

Listing office EXP Realty LLC 10752 Deerwood Park Blvd #100, Tampa, FL

Listing date Feb 27, 2026

MLS# 996455 Listing URL

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

HighLights

Duplex built in 1981 with two units, each offering a private patio and storage shed
Unit A (Mystic Surf): 3 bedrooms, full kitchen, 1 full and 1 half bath, and an electric fireplace
Unit B (Mystic Sun): 2 bedrooms, full kitchen, 1 full bath, and a wood‑burning fireplace
Appliances include dishwasher, microwave, electric stove/oven, refrigerator, washer, and dryer
Central heating and central air, with vinyl flooring and breakfast bar in the interior
Septic tank onsite and located across the street from public lagoon access

Overview

This duplex offers multiple possibilities, including living in one unit and renting the other, short-term renting both units, or short-term renting one unit and mid- or long-term renting the other. Side A, named Mystic Surf, features 3 bedrooms accommodating up to 8 guests with king beds and a twin/twin trundle, 1 full and 1 half bath, surf/wave murals in every bedroom, a full kitchen with ample counter space, a private patio, a storage shed, and an electric fireplace. Side B, named Mystic Sun, includes 2 bedrooms accommodating up to 4 guests with king beds, 1 full bath, a full kitchen, a private patio, a storage shed, and a wood-burning fireplace. The property is located across the street from public lagoon access, one block from a public boat ramp, and within walking distance of public beach access #11 (7 blocks away) and Buster's Beer and Bait. Schooner's and St Andrews State Park are a short drive away. The property size is 2088 square feet and the lot size is 0.17 acres.

Property Profile Location Intelligence

Current Use by Public Records

Duplexes

Suggested Use

Location Insight

Map
Local Demand

City: Panama City Beach
County: Bay
State: Florida
Longitude: -85.756379
Latitude: 30.149236

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For sale
Duplexes
FL
Panama City Beach
32408
3707 Mystic Street

What type of property is this?

Duplex - Duplex with short-term rental potential near beach and lagoon.

Where is this duplex located?

The property is located at 3707 Mystic Street Panama City Beach, FL.

What is the asking price?

The asking price for this property is $645,000.

What are key features of this property?

This property features: Duplex built in 1981 with two units, each offering a private patio and storage shed; Unit A (Mystic Surf): 3 bedrooms, full kitchen, 1 full and 1 half bath, and an electric fireplace; Unit B (Mystic Sun): 2 bedrooms, full kitchen, 1 full bath, and a wood‑burning fireplace

3707 Mystic Street, Panama City Beach, FL 32408

MULTI_FAMILY - Other - Panama City Beach, FL

Property Features for 3707 Mystic Street

General Information

Taxes and HOA fees

Utilities

Building Details

We can help!

HighLights

Overview

Current Use by Public Records

Suggested Use

Location Insight

Nearby Similar for Sale

Professional Office Building

Panama City Beach Multifamily Opportunity

Panama City Beach Income Property

Duplex in Coveted Beach Neighborhood

Unique Industrial Warehouse in Panama

Panama City Beach Cottages Investment

Turnkey Income Property in Panama

Turnkey Income Property in Panama

Panama City Beach Retail Opportunity

Turnkey Specialty Retail Business

Furnished Duplex Near Beach

Renovated Duplex Near Gulf Coast

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