Search
Waterfront Homesite in Gated Community
For Sale
$549,000

3319 Terra Cotta Drive, Panama City Beach, FL 32408

Improved waterfront lot with a new seawall and fill dirt, offering direct water access via community dock jet ski spaces.

Property SizeContact for details
Days on Market121

Property Features for 3319 Terra Cotta Drive

General Information

Standard status Active
Property subtype Land or Vacant Lot

Taxes and HOA fees

Annual Taxes $2,856

Amenities

tennis courts
pickleball
basketball
playground
community dock
designated jet ski spaces
Listing Agency: SIMS RESORT REALTY, INC
Listed By: KELLI SIMS · License #3263620
Source: Corcoran
Added: Apr 12 Changed: Aug 8 Last Checked: May 10 at 4:55AM

Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of SIMS RESORT REALTY, INC

Investment Insights

Based on property information with market context.

This waterfront homesite has been improved with fill dirt and a new seawall, creating a ready foundation for a future build. The property includes direct water access through the community dock, with two designated jet ski spaces that convey with the purchase.

The lot is located within the gated community of Finisterre. Community amenities include tennis courts, pickleball, basketball, a playground, and a community dock. The community is positioned near local marinas and dining, and described as a short golf cart ride to “World’s Most Beautiful Beach.”

The seller also provides Mediterranean-style house plans that have been customized specifically for this lot. The property is presented for the construction of a custom residence or second-home retreat, with the goal of taking advantage of water views toward Grand Lagoon.

Key Highlights

  • Improved waterfront homesite in Finisterre, a gated waterfront community
  • New seawall plus fill dirt already in place for a build‑ready foundation
  • Direct water access via community dock with two designated jet ski spaces

Property Analytics

Current Use

Waterfront Land

Suggested Use

Top Pick Building Supply Auto Repair Shop Dental Office Parking Lot & Garage HVAC Service Electrical Service

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Location Intelligence

Trade Area within ½ mile

318
Businesses Nearby

Demographics for 32408, FL

17,479
Population
17,018
Households
1
Avg Household Size
48
Median Age
39%
College-Educated
96%
High-School Grad
8.6 sq mi
ZIP Area
2,032
Density / Sq Mi
$72,322
Median Household Income
$42,749
Median Earnings
$1,453
Median Rent
$352,400
Median Home Value
Rey
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.

Frequently Asked Questions

What type of property is this?
Waterfront Land - Improved waterfront lot with a new seawall and fill dirt, offering direct water access via community dock jet ski spaces.
Where is this waterfront land located?
The property is located at 3319 Terra Cotta Drive Panama City Beach, FL.
What is the asking price?
The asking price for this property is $549,000.
What are key features of this property?
This property features: Improved waterfront homesite in Finisterre, a gated waterfront community; New seawall plus fill dirt already in place for a build‑ready foundation; Direct water access via community dock with two designated jet ski spaces
More about this property
Thanks! Your message was sent.
Error! Your message wasn't sent.
Please enter your name
Please enter email
Please enter the email in the correct format
Please enter phone
Please enter the number in the correct format
Please enter message