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Duplex Townhouse with Central Air

26-28 Birch St Ludlow, MA 01056

New
26-28 Birch St, Ludlow, MA, 01056
$439,000
For Sale
$439,000

MULTI_FAMILY - Ludlow, MA

Property Size2,160 SF
Lot Size0.14 Acres
Price / SF$203.24
Days on Market1

Property Features for 26-28 Birch St

General Information

Property type
Residential Multi Family
Property subtype
Other
Zoning
04
Bedrooms
5
Bathrooms
3
Rooms
Bathroom 2, Bedroom 4, Bedroom 2, Bathroom 1, Bedroom 1, Bedroom 5, Bedroom 3, Bathroom 3
Parking
5
Standard status
Active
APN
M:0015A B:1900 L:04140,2549918
Size
2,160 SF
Lot size
0.14 Acres

Taxes and HOA fees

Tax Year
2026
Tax Annual Amount
5074

Building Details

Year built
1914
Floors in Building
4
Number of units
2
Listing agency Keller Williams Realty
Listed by Laura Stevens
Added: Jul 21 Checked: Jul 21 at 10:06PM
MLS# 73552972

Copyright © 2026 MLS Property Information Network Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.


Investment Insights

Based on property information with market context.

Duplex townhouse-style property with two separate units and townhouse layouts. The larger unit offers 3 bedrooms, including a first-floor bedroom with a convenient half bath, plus a kitchen that opens to a dining/family room and living area. The second-floor level includes two additional bedrooms with wall-to-wall carpeting and a full bathroom. The second unit includes an eat-in kitchen and living room on the first floor, with two bedrooms and a full bathroom upstairs. Both units have separate basements, laundry hookups, central air, natural gas heat, and an enclosed porch plus a fully fenced backyard.

The property is located in Ludlow, MA, and is described as being near shopping, amenities, and major highways.

The 3-bedroom unit is vacant and ready for immediate occupancy, providing flexibility for either owner-occupants or investors.

Key Highlights

  • Duplex townhouse‑style home built in 1914 with 5 bedrooms and 2.5 bathrooms total
  • Larger unit: 3 bedrooms plus a first‑floor bedroom with a half bath; kitchen opens to dining/family room and living room
  • Second unit: eat‑in kitchen and living room on the first floor; 2 bedrooms and a full bathroom upstairs

Local Financial Insights For Multifamily LT 5

Simulate Cap Rate and NOI

NOI Build-Up
Vacancy
income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
EGI (Effective Gross Income)
gross rent minus vacancy losses — the realistic income before paying operating costs.
OpEx (Operating Expenses)
recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
NOI (Net Operating Income)
income a property generates after operating costs but before financing and taxes.

Component $ $/SF
Gross rent $42.8k $19.80
− Vacancy −$2.4k −$1.09
EGI $40.4k $18.71
− OpEx −$12.1k −$5.61
NOI $28.3k $13.10
2,160 SF · lease $19.80/SF/yr · vacancy 5.50% · expense 30.00%

Alternative Uses

Best Use
Multifamily LT 5
$404.2K
$353.6K – $471.5K (±1% cap)
NOI $28,291 @ 7.0% cap · market cap 6.44%
Second Best
Apartment 5plus
$374.5K
$327.7K – $437.0K (±1% cap)
NOI $26,218 @ 7.0% cap · market cap 5.97%
Theoretical Best
Office A
$1.33M
$1.16M – $1.55M (±1% cap)
NOI $93,188 @ 7.0% cap · market cap 21.23%
Zoning and permitted uses should be independently verified with local authorities.

Property Analytics

Property Profile Location Intelligence

Current Use by Public Records

Duplexes

Suggested Use

(Bike/Boat/Book/etc) Store Parking Lot & Garage Catering Service (Bike/Boat/Book/etc) Store Plumbing Service (Bike/Boat/Book/etc) Store Acupuncture (Bike/Boat/Book/etc) Store Garden Center Mobile Phone Store

Zoning and permitted uses should be independently verified with local authorities.

FAQs

What type of property is this?
Duplex - Duplex townhouse features two units with separate basements, enclosed porch, fully fenced yard, and central air.
Where is this duplex located?
The property is located at 26-28 Birch St Ludlow, MA.
What is the asking price?
The asking price for this property is $439,000.
What are key features of this property?
This property features: Duplex townhouse‑style home built in 1914 with 5 bedrooms and 2.5 bathrooms total; Larger unit: 3 bedrooms plus a first‑floor bedroom with a half bath; kitchen opens to dining/family room and living room; Second unit: eat‑in kitchen and living room on the first floor; 2 bedrooms and a full bathroom upstairs
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