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Two-Unit Duplex with Separate Utilities

2432 Valley Oak Court A&B Panama City Beach, FL 32408

Claim this Listing
For Sale
$475,000

MULTI_FAMILY - Other - Panama City Beach, FL

Property size:
2,196 SF
Price / SF:
$216/SF
Added:
Dec 16, 2025
Days on Market:
209
Last Refresh:
Jul 13 at 12:06 am

Property Features for 2432 Valley Oak Court A&B

General Information

Property type
Residential Multi Family
Property subtype
Other
Bedrooms
4
Bathrooms
4
Rooms
Bedroom 4, Bathroom 4, Bedroom 3, Bathroom 2, Bathroom 3, Bedroom 1, Bathroom 1, Bedroom 2
Patio and Porch features
Patio
Exterior features
Patio
Fencing
Fenced
Appliances
ElectricRange, ElectricWaterHeater
Standard status
Active
APN
30167-808-000
Size
2,196 SF

Taxes and HOA fees

Tax Year
2024
Tax Description
NORTH LAGOON OAKS 7TH ADD. LOT 2 BLK D ORB 4713 P 2049
Tax Annual Amount
5054

Utilities

Heating system
Electric (Heating)
Cooling system
Central Air, Ceiling Fan(s)

Building Details

Year built
2019
Building materials
HardiplankType
Roof type
Shingle
Architectural style
Other

Listing agent Team Don and Bubba

Listing office EXP Realty LLC 10752 Deerwood Park Blvd Suite 100, Jacksonville, FL

Listing date Dec 16, 2025

MLS# 782721 Listing URL

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.


Investment Insights

Based on property information with market context.

This is a well-designed two-unit duplex containing Unit A and Unit B. Each unit features 2 bedrooms and 2 bathrooms, creating a functional layout for renters or for an owner-occupant planning to live in one side while renting the other. A key feature of the property is separate power and water meters for both units, supporting true independence in daily utility usage.

The property is located on North Lagoon in Panama City Beach. Public remarks indicate a roughly 2-minute drive to the beach and approximately 15 minutes to Pier Park, which is described as an area for shopping, dining, and entertainment.

Both Unit A and Unit B are currently occupied, providing immediate rental income from day one. For buyers evaluating a small multifamily setup, the combination of mirrored 2-bedroom, 2-bath configurations and separately metered utilities can simplify management and support flexibility in how the property is used going forward. For owner-occupants, the duplex layout allows for shared property ownership while maintaining separate living arrangements for each unit.

Key Highlights

  • 2‑unit property built in 2019 with each unit offering 2 bedrooms and 2 bathrooms
  • Both units are currently occupied, providing immediate income from day one
  • Separate power and water meters for Unit A and Unit B for fully independent living

Property Analytics

Property Profile Location Intelligence

Current Use by Public Records

Duplexes

Suggested Use

Building Supply Law Firm HVAC Service Dental Office Parking Lot & Garage Big Box & Wholesale Store Cafe & Coffee Shop (Bike/Boat/Book/etc) Store (Bike/Boat/Book/etc) Store Computer & Electronic Repair

Zoning and permitted uses should be independently verified with local authorities.

FAQs

What type of property is this?
Duplex - Two occupied units offer independent living with separate power and water meters near the beach and Pier Park.
Where is this duplex located?
The property is located at 2432 Valley Oak Court A&B Panama City Beach, FL.
What is the asking price?
The asking price for this property is $475,000.
What are key features of this property?
This property features: 2‑unit property built in 2019 with each unit offering 2 bedrooms and 2 bathrooms; Both units are currently occupied, providing immediate income from day one; Separate power and water meters for Unit A and Unit B for fully independent living
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