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    Updated Two-Unit Duplex Title is generated by Realmo AI

    1A Congress Street, Cohoes, NY 12047

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    For Sale
    $249,000

    MULTI_FAMILY - Cohoes, NY

    Property size:
    1,770 SF
    Lot size:
    0.04 Acres
    Price / SF:
    $140/SF
    Added:
    Jun 29, 2026
    Days on Market:
    3
    Last Refresh:
    Jul 1 at 7:06 am

    Property Features for 1A Congress Street

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Bedrooms
    6
    Bathrooms
    2
    Rooms
    Bedroom 1, Bedroom 4, Bedroom 2, Bedroom 6, Bathroom 1, Bedroom 3, Bedroom 5, Bathroom 2
    Patio and Porch features
    Porch
    Fencing
    Fenced
    Basement
    Full
    Standard status
    Active
    APN
    010300 10.59-3-15
    Size
    1,770 SF
    Lot size
    0.04 Acres

    Taxes and HOA fees

    Tax Annual Amount
    3463

    Utilities

    Sewer type
    Public Sewer
    Heating system
    Forced Air
    Water source
    Public

    Building Details

    Year built
    1890
    Number of units
    2
    Building materials
    Brick
    Roof type
    Flat

    We can help!

    Contact an agent
    Abigail Curtiss

    Listing agent Abigail Curtiss License #10401362361

    Listing office Venture Fox Realty Group LLC 2390 Western Ave, Guilderland, NY

    Listing date Jun 29, 2026

    MLS# 202620747 Listing URL

    Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Two‑family duplex built in 1890 with brick construction
    • Each unit offers 3 bedrooms and 1 bathroom with separate entrances
    • New EPDM flat roof and new flooring throughout both units, completed in 2023
    • Forced air heating; public water and public sewer connected
    • Includes a porch and fenced property
    • Room layout includes Bedroom 1–6 and Bathroom 1–2 across both units

    Overview

    This spacious two-unit duplex includes two separate living units, each with three bedrooms and one bathroom. The configuration provides independent entries for the occupants, and the home benefits from major updates completed in 2023, including a new EPDM roof and new flooring throughout both units. With abundant natural light noted throughout, the layout is well suited to either long-term rentals or one-unit occupancy while maintaining rental income potential from the other side.

    The property is located in Cohoes, with convenience called out to shopping, restaurants, schools, and parks. Public remarks also note easy access to Albany, Troy, and the Capital Region, along with proximity to major highways.

    For a buyer looking for a residential income property, this duplex offers a straightforward two-family setup with separate entrances and mirrored unit bedroom and bath counts. For an owner-occupant, the same layout supports living in one unit while renting the other, using the existing separation to maintain day-to-day independence between occupants. The 2023 improvements should also help reduce near-term maintenance concerns related to roofing and interior flooring.

    Local Financial Insights For Multifamily LT 5

    Simulate Cap Rate and NOI

    NOI Build-Up
    Vacancy
    income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
    EGI (Effective Gross Income)
    gross rent minus vacancy losses — the realistic income before paying operating costs.
    OpEx (Operating Expenses)
    recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
    NOI (Net Operating Income)
    income a property generates after operating costs but before financing and taxes.

    Component $ $/SF
    Gross rent $30.8k $17.40
    − Vacancy −$1.6k −$0.90
    EGI $29.2k $16.50
    − OpEx −$8.8k −$4.95
    NOI $20.4k $11.55
    1,770 SF · lease $17.40/SF/yr · vacancy 5.20% · expense 30.00%

    Alternative Uses

    Best Use
    Multifamily LT 5
    $292.0K
    $255.5K – $340.6K (±1% cap)
    NOI $20,438 @ 7.0% cap · market cap 8.21%
    Second Best
    Apartment 5plus
    $270.1K
    $236.3K – $315.1K (±1% cap)
    NOI $18,906 @ 7.0% cap · market cap 7.59%
    Theoretical Best
    Office A
    $552.3K
    $483.3K – $644.4K (±1% cap)
    NOI $38,662 @ 7.0% cap · market cap 15.53%
    Zoning and permitted uses should be independently verified with local authorities.
    Property Profile Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Real Estate Agency Law Firm Restaurant Spa & Massage Center Dental Office Hair Salon Nail Salon Building Supply Gym & Fitness Center Daycare Center

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Cohoes
    County
    Albany
    State
    New York
    Longitude
    -73.703168
    Latitude
    42.77311

    FAQs

    What type of property is this?
    Duplex - A two-family home with separate entrances, updated roof and new flooring, designed for flexible owner-occupant or rental use.
    Where is this duplex located?
    The property is located at 1A Congress Street Cohoes, NY.
    What is the asking price?
    The asking price for this property is $249,000.
    What are key features of this property?
    This property features: Two‑family duplex built in 1890 with brick construction; Each unit offers 3 bedrooms and 1 bathroom with separate entrances; New EPDM flat roof and new flooring throughout both units, completed in 2023
    More about this property
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