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    Two-Family Home with Separate Utilities Title is generated by Realmo AI

    193 Main Street, Andes, NY 13731

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    Claim this Listing
    New
    For Sale
    $395,000

    MULTI_FAMILY - Other - Andes, NY

    Property size:
    2,184 SF
    Lot size:
    0.30 Acres
    Price / SF:
    $180/SF
    Added:
    Jul 6, 2026
    Days on Market:
    2
    Last Refresh:
    Jul 7 at 12:06 am

    Property Features for 193 Main Street

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Bedrooms
    6
    Bathrooms
    3
    Rooms
    Bedroom 5, Bathroom 3, Basement, Bedroom 2, Bathroom 1, Bedroom 1, Bedroom 4, Bathroom 2, Bedroom 3, Bedroom 6
    Patio and Porch features
    Porch, Deck
    Interior features
    CeilingFans, NaturalWoodwork
    Exterior features
    Balcony, Deck
    Appliances
    ElectricWaterHeater
    Standard status
    Active
    APN
    122000-259-006-0005-005-000
    Size
    2,184 SF
    Lot size
    0.30 Acres

    Taxes and HOA fees

    Tax Annual Amount
    3627

    Utilities

    Heating system
    Forced Air, Oil
    Water source
    Public
    Water front features
    River Access, Stream
    Water front
    1

    Building Details

    Year built
    1900
    Floors in Building
    2
    Number of units
    2
    Flooring type
    Tile, Hardwood, Varies
    Building materials
    Frame, VinylSiding
    Roof type
    Asphalt
    Architectural style
    Other

    We can help!

    Contact an agent
    Jeffrey Ashton
    Jeffrey Ashton

    Listing agent Jeffrey Ashton License #40AS1141313

    Listing office Coldwell Banker Timberland Properties 75 Bridge Street, Margaretville, NY

    Listing date Jul 6, 2026

    MLS# R1694426 Listing URL

    Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Two‑family home on Main Street in Andes, offering over 2,100 SF of updated living space
    • Separate electric, laundry, and heating zones for the two apartments
    • Upstairs apartment has been used as an Airbnb by the current owner since 2008
    • Stream‑side setting along Tremper Kill with river access and a stream
    • 1900‑built frame home with vinyl siding, asphalt roof, and public water
    • Outdoor spaces include a balcony, deck, and porch; heating includes forced air and oil

    Overview

    193 Main Street is a renovated two-family home offering two separate apartments under one roof, with independent electric, laundry, and heating zones. The configuration supports flexible occupancy, whether you want to live in one unit while using the other as a rental, or operate both as separate accommodations. The upstairs residence has been updated with contemporary finishes while retaining a comfortable, welcoming character.

    Set in the heart of the Catskill village of Andes, the property is positioned on Main Street, with many local conveniences within an easy stroll, including art galleries, cafes, a brewery, bookstores, farm stands, and the Andes Hotel. The home is also described as set along the Tremper Kill, providing a stream-side setting.

    This layout is well-suited for tenants and buyers seeking a practical two-unit property with clear operational separation between apartments. The independent utilities and dedicated laundry and heating systems can simplify day-to-day management. With its village setting and stream-side atmosphere, the property is also presented as a fit for owners considering either long-term leasing or short-term rental use for one or both units.

    Local Financial Insights For Multifamily LT 5

    Simulate Cap Rate and NOI

    NOI Build-Up
    Vacancy
    income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
    EGI (Effective Gross Income)
    gross rent minus vacancy losses — the realistic income before paying operating costs.
    OpEx (Operating Expenses)
    recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
    NOI (Net Operating Income)
    income a property generates after operating costs but before financing and taxes.

    Component $ $/SF
    Gross rent $41.9k $19.20
    − Vacancy −$5.7k −$2.63
    EGI $36.2k $16.57
    − OpEx −$10.9k −$4.97
    NOI $25.3k $11.60
    2,184 SF · lease $19.20/SF/yr · vacancy 13.70% · expense 30.00%

    Alternative Uses

    Best Use
    Multifamily LT 5
    $361.9K
    $316.7K – $422.2K (±1% cap)
    NOI $25,332 @ 7.0% cap · market cap 6.41%
    Second Best
    Apartment 5plus
    $331.2K
    $289.8K – $386.4K (±1% cap)
    NOI $23,181 @ 7.0% cap · market cap 5.87%
    Theoretical Best
    Office A
    $1.07M
    $937.6K – $1.25M (±1% cap)
    NOI $75,007 @ 7.0% cap · market cap 18.99%
    Zoning and permitted uses should be independently verified with local authorities.
    Property Profile Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Auto Parts Store Bed & Breakfast Pet Grooming Service (Bike/Boat/Book/etc) Store Furniture & Home Goods Cafe & Coffee Shop Clothing & Fashion Store Computer & Electronic Repair (Bike/Boat/Book/etc) Store Gym & Fitness Center

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Andes
    County
    Delaware
    State
    New York
    Longitude
    -74.782783
    Latitude
    42.190561

    FAQs

    What type of property is this?
    Duplex - Renovated two-family residence in Andes with independent electric, laundry, and heating zones for each unit.
    Where is this duplex located?
    The property is located at 193 Main Street Andes, NY.
    What is the asking price?
    The asking price for this property is $395,000.
    What are key features of this property?
    This property features: Two‑family home on Main Street in Andes, offering over 2,100 SF of updated living space; Separate electric, laundry, and heating zones for the two apartments; Upstairs apartment has been used as an Airbnb by the current owner since 2008
    More about this property
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