Former Bank Drive-Through
New
For Sale
$449,000
7 Main St, Camden, NY 13316
Freestanding single-story building with an existing drive-through lane and canopy, offering approximately 129 feet of Main Street frontage.
Property Size3,072 SF
Lot Size0.56 Acres
Price / SF$146.16
Days on Market5
Property Features for 7 Main St
General Information
Standard status
Active
Size
3,072 SF
Total Parking Spaces
12
Lot size
0.56 Acres
Property subtype
Retail - Street Retail
Additional Details
Road Access
Yes
Amenities
drive-through lane and canopy
Building Details
Building Size
3,072 SF
Year Built
1981
Stories
1
Listing Agency:
HUNT Commercial
(315) 622-5040
Listed By:
Steven Reed · License #10301215830
Source:
Commercialcafe
Added: Jul 26
Changed: Jul 27
Last Checked: Jul 30 at 2:40AM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of HUNT Commercial
Investment Insights
Based on property information with market context.
This former bank branch is a freestanding, single-story commercial building with an existing drive-through lane and canopy. The property includes a practical drive-through configuration and a layout originally designed for financial services, and it may be suitable for a range of commercial office, retail, or services uses subject to municipal approvals.
The building is situated on a corner parcel in the Village of Camden, Oneida County, along Main Street (NYS Route 69). It offers approximately 129 feet of frontage on Main Street and includes 12 dedicated parking spaces for customer and staff access.
Constructed in 1981, the property totals 3,072± square feet and is positioned for day-to-day accessibility and visibility from the main thoroughfare.
The building is situated on a corner parcel in the Village of Camden, Oneida County, along Main Street (NYS Route 69). It offers approximately 129 feet of frontage on Main Street and includes 12 dedicated parking spaces for customer and staff access.
Constructed in 1981, the property totals 3,072± square feet and is positioned for day-to-day accessibility and visibility from the main thoroughfare.
Key Highlights
- Former bank branch with an existing drive‑through lane and canopy
- Freestanding single‑story commercial building totaling 3,072± SF
- 0.56‑acre (24,335± SF) corner parcel with approximately 129 feet of frontage on Main Street (NYS Route 69)
Financial Insights For Specialty Retail
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $49.8k | $16.20 |
| − Vacancy | −$2.6k | −$0.84 |
| EGI | $47.2k | $15.36 |
| − OpEx | −$11.8k | −$3.84 |
| NOI | $35.4k | $11.52 |
3,072 SF · lease $16.20/SF/yr · vacancy 5.20% · expense 25.00%
Alternative Uses
Best Use
Specialty Retail
$505.5K
$442.3K – $589.7K
NOI $35,384 @ 7.0% cap · market cap 7.88%
Second Best
Retail
$441.4K
$386.3K – $515.0K
NOI $30,901 @ 7.0% cap · market cap 6.88%
Theoretical Best
Office A
$809.5K
$708.3K – $944.5K
NOI $56,667 @ 7.0% cap · market cap 12.62%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Current Use
Lease Details
Yes
Paved road access
Location Intelligence
Trade Area within ½ mile
236
Businesses Nearby
36k
Monthly Visits Nearby
Explore this area
Business Placement
Foot Traffic Nearby
Shops & Services 66%
Dining 34%
Byrne Dairy
Shops & Services
9,645 visits/mo
0.1 miles
Dunkin' Donuts
Dining
9,218 visits/mo
0.1 miles
Dollar General
Shops & Services
7,731 visits/mo
0.2 miles
Family Dollar
Shops & Services
2,274 visits/mo
0.1 miles
M&T Bank
Shops & Services
2,118 visits/mo
0.1 miles
Demographics for 13316, NY
6,512
Population
3,175
Households
2.1
Avg Household Size
44
Median Age
21%
College-Educated
91%
High-School Grad
169.9 sq mi
ZIP Area
38
Density / Sq Mi
$62,941
Median Household Income
$45,506
Median Earnings
$800
Median Rent
$158,900
Median Home Value
Market
Vacancy Rate% for Retail in Northeast region
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.
Frequently Asked Questions
What type of property is this?
Bank - Freestanding single-story building with an existing drive-through lane and canopy, offering approximately 129 feet of Main Street frontage.
Where is this bank located?
The property is located at 7 Main St Camden, NY.
What is the asking price?
The asking price for this property is $449,000.
What are key features of this property?
This property features: Former bank branch with an existing drive‑through lane and canopy; Freestanding single‑story commercial building totaling 3,072± SF; 0.56‑acre (24,335± SF) corner parcel with approximately 129 feet of frontage on Main Street (NYS Route 69)
