Two Homes, One Great
For Sale
$274,000
Pending
20 Otsego St, Oneonta, NY 13820
Two homes on two lots near downtown Oneonta.
Days on Market108
Property Features for 20 Otsego St
General Information
Standard status
Pending
Property subtype
Multi Family
Building Details
Year Built
1900
Listing Agency:
Oneonta Realty, LLC
(607) 434-2112
Listed By:
Patrick B. Muller · License #10401327316
(607) 434-2112
Source:
Elliman
Added: Apr 15
Changed: Jul 10
Last Checked: Jul 31 at 7:30AM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of Oneonta Realty, LLC
Investment Insights
Based on property information with market context.
Located in the heart of center-city Oneonta on Otsego Street, this multi-parcel property features two separate homes on two tax lots with a shared driveway. The property is moments from Main Street, local shops, restaurants, and the SUNY/Hartwick corridor. The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof. The rear structure is a 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house. The property is ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement. Both homes sit on their own tax parcels while sharing convenient driveway access. With proximity to downtown Oneonta and strong rental demand in the area, the property offers a compelling opportunity for both long-term hold and value-add positioning. The location is very walkable with a walk score of 78 and bikeable with a bike score of 60.
Key Highlights
- Two separate homes on two tax lots in a central location.
- Ideal for owner‑occupancy with rental income, full investment, or multi‑generational living.
- Front house: 5 bedrooms, 1 bath with cedar shake exterior and newer metal roof.
Property Analytics
Property Profile
Current Use
Location Intelligence
Trade Area within ½ mile
1,051
Businesses Nearby
Explore this area
Business Placement
Demographics for 13820, NY
21,605
Population
10,083
Households
2.1
Avg Household Size
30
Median Age
40%
College-Educated
91%
High-School Grad
107.3 sq mi
ZIP Area
201
Density / Sq Mi
$66,217
Median Household Income
$26,154
Median Earnings
$983
Median Rent
$176,300
Median Home Value
Market
Vacancy Rate% for Multifamily in Northeast region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Duplex - Two homes on two lots near downtown Oneonta.
Where is this duplex located?
The property is located at 20 Otsego St Oneonta, NY.
What is the asking price?
The asking price for this property is $274,000.
What are key features of this property?
This property features: Two separate homes on two tax lots in a central location.; Ideal for owner‑occupancy with rental income, full investment, or multi‑generational living.; Front house: **5 bedrooms, 1 bath with cedar shake exterior and newer metal roof.**