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Two Homes, One Great Location
For Sale
$274,000
Pending

20 Otsego St, Oneonta, NY 13820

Two homes on two lots near downtown Oneonta.

Days on Market108

Property Features for 20 Otsego St

General Information

Standard status Pending
Property subtype Multi Family

Building Details

Year Built 1900
Listing Agency: Oneonta Realty, LLC
Listed By: Patrick B. Muller · License #10401327316
Source: Elliman
Added: Apr 15 Changed: Jul 10 Last Checked: Jul 31 at 7:30AM

Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of Oneonta Realty, LLC

Investment Insights

Based on property information with market context.

Located in the heart of center-city Oneonta on Otsego Street, this multi-parcel property features two separate homes on two tax lots with a shared driveway. The property is moments from Main Street, local shops, restaurants, and the SUNY/Hartwick corridor. The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof. The rear structure is a 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house. The property is ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement. Both homes sit on their own tax parcels while sharing convenient driveway access. With proximity to downtown Oneonta and strong rental demand in the area, the property offers a compelling opportunity for both long-term hold and value-add positioning. The location is very walkable with a walk score of 78 and bikeable with a bike score of 60.

Key Highlights

  • Two separate homes on two tax lots in a central location.
  • Ideal for owner‑occupancy with rental income, full investment, or multi‑generational living.
  • Front house: 5 bedrooms, 1 bath with cedar shake exterior and newer metal roof.

Property Analytics

Current Use

Duplexes

Suggested Use

Top Pick Electrical Service Bakery (Bike/Boat/Book/etc) Store Daycare Center Home Appliance Store Veterinary Clinic

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Location Intelligence

Trade Area within ½ mile

1,051
Businesses Nearby

Demographics for 13820, NY

21,605
Population
10,083
Households
2.1
Avg Household Size
30
Median Age
40%
College-Educated
91%
High-School Grad
107.3 sq mi
ZIP Area
201
Density / Sq Mi
$66,217
Median Household Income
$26,154
Median Earnings
$983
Median Rent
$176,300
Median Home Value

Market

Vacancy Rate% for Multifamily in Northeast region

4% 2022
4.6% 2023
5.3% 2024
5.6% 2025
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Frequently Asked Questions

What type of property is this?
Duplex - Two homes on two lots near downtown Oneonta.
Where is this duplex located?
The property is located at 20 Otsego St Oneonta, NY.
What is the asking price?
The asking price for this property is $274,000.
What are key features of this property?
This property features: Two separate homes on two tax lots in a central location.; Ideal for owner‑occupancy with rental income, full investment, or multi‑generational living.; Front house: **5 bedrooms, 1 bath with cedar shake exterior and newer metal roof.**
More about this property
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