Approved Homesite in Panama
For Sale
$37,000
12109 Caruso Drive, Panama City, FL 32404
Land, Panama City, FL
Property SizeContact for details
Lot Size0.80 Acres
Days on Market114
Property Features for 12109 Caruso Drive
General Information
Property type
Land
Property subtype
Other
Zoning description
Resid Single Family
Subdivision
No Named Subdivision
Elementary school
Callaway
Middle school
Everitt
High school
Rutherford
Directions
Continue onto US-98 E 8.0 mi Use the left 2 lanes to turn left onto FL-22 E 5.6 mi Turn right onto Hwy 2297 3.2 mi Turn right onto Caruso Dr Destination will be on the right
Standard status
Active
APN
07399-814-000
Lot size
0.80 Acres
Taxes and HOA fees
Tax Year
2025
Tax Description
25 4S 13W -1.819- E 150' OF W 2400' OF N 300' AKA LOT 24O OF EAST BAY POINT UNREC.S 30' SUBJ TO ROAD EAS & TH N 15' SUBJ TO DRAINAGE EAS SUBJ ROAD R/W ORB 389 P 483 ORB 4664 P 2376
Tax Annual Amount
273
Legal Description
25 4S 13W -1.819- E 150' OF W 2400' OF N 300' AKA LOT 24O OF EAST BAY POINT UNREC.S 30' SUBJ TO ROAD EAS & TH N 15' SUBJ TO DRAINAGE EAS SUBJ ROAD R/W ORB 389 P 483 ORB 4664 P 2376
Listing Agency:
Performance Realty
(850) 547-9400
Listed By:
Angela M Foust · License #SL3416662
(850) 628-1964
Added: May 6
Changed: Aug 19
Last Checked: Aug 27 at 10:06PM
MLS# 789646
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This approximately 0.97-acre homesite, located at 12109 Caruso Drive in Panama City, Florida, has an approved Environmental Resource Permit already in place for a single-family home, pool, garage, yard, and driveway. Surveys, environmental studies, wetland evaluations, engineering plans, and mitigation requirements have already been addressed. Public water and sewer are available at the road, along with electric access. The property offers a natural setting while still being close to shopping, schools, dining, and everything Bay County has to offer. The property is suited for a forever home, a private getaway, or investment. The seller is offering owner financing with only $14,000 down.
Key Highlights
- Approved Environmental Resource Permit in place for a single‑family home, pool, garage, yard, and driveway, saving significant time and money.
- Seller offering owner financing with only $14,000 down.
- Approximately 0.97‑acre homesite ready for development.
Property Analytics
Property Profile
Current Use
Location Intelligence
Trade Area within ½ mile
17
Businesses Nearby
Explore this area
Business Placement
Demographics for 32404, FL
38,186
Population
18,053
Households
2.1
Avg Household Size
40
Median Age
21%
College-Educated
87%
High-School Grad
135.1 sq mi
ZIP Area
283
Density / Sq Mi
$72,208
Median Household Income
$38,701
Median Earnings
$1,355
Median Rent
$239,700
Median Home Value
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Land - 0.97-acre homesite with approved permits for single-family home.
Where is this land located?
The property is located at 12109 Caruso Drive Panama City, FL.
What is the asking price?
The asking price for this property is $37,000.
What are key features of this property?
This property features: Approved Environmental Resource Permit in place for a single‑family home, pool, garage, yard, and driveway, saving significant time and money.; Seller offering owner financing with only $14,000 down.; Approximately 0.97‑acre homesite ready for development.
