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Waterfront Duplex With Boat Ramp
For Sale
Under Contract
$600,000

1126 Fillmore Avenue, Oshkosh, WI 54902

MULTI_FAMILY - Oshkosh, WI

Property Size3,200 SF
Lot Size0.45 Acres
Price / SF$187.50
Days on Market49

Property Features for 1126 Fillmore Avenue

General Information

Property type Residential Multi Family
Property subtype Other
Zoning 2 Fam/Dupl
Bedrooms 4
Bathrooms 4
Full bathrooms 4
Rooms Bathroom 4, Bedroom 2, Bathroom 1, Bathroom 2, Bedroom 1, Bedroom 4, Bathroom 3, Bedroom 3
Parking features Garage
Appliances 2
Elementary school Call School District
Middle school Call School District
High school Call School District
Elementary school district Oshkosh
Middle school district Oshkosh
High school district Oshkosh
Directions Interstate 41 to east on Hwy. 21, south on Sawyer St, east on Fillmore Ave.
Subdivision Other in Wisconsin
Standard status Active Under Contract
APN 91604720101
Lot size 0.45 Acres

Taxes and HOA fees

Tax Year 2025
Tax Annual Amount 8059

Utilities

Heating system Forced Air
Water front features Waterfront
Water front 1

Amenities

hardwood floors
hickory cabinetry
3 fireplaces
main-floor laundry
finished lower level with 2nd kitchen
additional laundry
recreation space
private boat ramp
waterfront patio
deck
fish cleaning station
oversized 40x24 garage
storage building
ample parking

Building Details

Year built 1973
Floors in Building 1
Number of units 2
Listing Agency: Better Homes and Gardens Real Estate Dream Partners
Listed By: Kevin Clark · License #58504-90
Added: Jun 18 Changed: Aug 5 Last Checked: Aug 5 at 11:06PM
MLS# 2025094

Copyright © 2026 REALTORS® Association of South Central Wisconsin. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

This ranch-style duplex offers 4 bedrooms, 4 bathrooms, and more than 3,200 square feet of living area on a 0.45-acre waterfront parcel. The layout includes hardwood floors, hickory cabinetry, three fireplaces with gas and wood-burning options, and main-level laundry. A finished lower level adds a second kitchen, additional laundry, and substantial recreation space.

The property provides approximately 111 feet of river frontage with direct access to the Fox River system. Exterior features include a private boat ramp, waterfront patio and deck, fish cleaning station, and ample parking. A 40-by-24-foot garage and separate storage building provide additional utility. Built in 1973 and zoned 2 Fam/Dupl, the property is configured for duplex living with multiple functional areas.

Key Highlights

  • Approximately 111 feet of river frontage with direct access to the Fox River system
  • 4‑bedroom, 4‑bath duplex configuration with more than 3,200 square feet
  • Finished lower level with second kitchen, additional laundry, and recreation space

Financial Insights For Multifamily LT 5

Simulate Cap Rate and NOI

NOI Build-Up
Vacancy
income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
EGI (Effective Gross Income)
gross rent minus vacancy losses — the realistic income before paying operating costs.
OpEx (Operating Expenses)
recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
NOI (Net Operating Income)
income a property generates after operating costs but before financing and taxes.

Component $ $/SF
Gross rent $32.6k $10.20
− Vacancy −$1.8k −$0.56
EGI $30.8k $9.64
− OpEx −$9.3k −$2.89
NOI $21.6k $6.75
3,200 SF · lease $10.20/SF/yr · vacancy 5.50% · expense 30.00%

Alternative Uses

Best Use
Multifamily LT 5
$308.4K
$269.9K – $359.9K (±1% cap)
NOI $21,591 @ 7.0% cap · market cap 3.60%
Second Best
Apartment 5plus
$278.0K
$243.3K – $324.4K (±1% cap)
NOI $19,462 @ 7.0% cap · market cap 3.24%
Theoretical Best
Office A
$690.7K
$604.3K – $805.8K (±1% cap)
NOI $48,347 @ 7.0% cap · market cap 8.06%
Zoning and permitted uses should be independently verified with authorities.

Property Analytics

Current Use

Duplexes

Suggested Use

Top Pick Real Estate Agency Spa & Massage Center Auto Repair Shop Hair Salon Nail Salon Pharmacy

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Location Intelligence

Trade Area within ½ mile

203
Businesses Nearby

Demographics for 54902, WI

22,309
Population
10,800
Households
2.1
Avg Household Size
40
Median Age
27%
College-Educated
94%
High-School Grad
35.0 sq mi
ZIP Area
637
Density / Sq Mi
$64,548
Median Household Income
$41,592
Median Earnings
$859
Median Rent
$163,900
Median Home Value

Market

Vacancy Rate% for Multifamily in Midwest region

6.5% 2022
7.5% 2023
7.8% 2024
8% 2025
Rey
Questions? Ask Rey
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Frequently Asked Questions

What type of property is this?
Duplex - Ranch-style property with two kitchens, two laundry areas, and flexible space for multi-generational or rental use.
Where is this duplex located?
The property is located at 1126 Fillmore Avenue Oshkosh, WI.
What is the asking price?
The asking price for this property is $600,000.
What are key features of this property?
This property features: Approximately 111 feet of river frontage with direct access to the Fox River system; 4‑bedroom, 4‑bath duplex configuration with more than 3,200 square feet; Finished lower level with second kitchen, additional laundry, and recreation space
More about this property
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