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    Two-Unit Duplex with Separate Utilities Title is generated by Realmo AI

    1095 Maryland Avenue E, Saint Paul, MN 55106

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    Claim this Listing
    Pending
    $269,000

    MULTI_FAMILY - Saint Paul, MN

    Property size:
    1,518 SF
    Lot size:
    0.11 Acres
    Added:
    Apr 17, 2026
    Days on Market:
    80
    Last Refresh:
    Jul 5 at 6:06 pm

    Property Features for 1095 Maryland Avenue E

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Bedrooms
    4
    Bathrooms
    2
    Rooms
    Bedroom 4, Bedroom 1, Bedroom 3, Bedroom 2, Bathroom 1, Bathroom 2
    Exterior features
    Stucco, Wood
    Standard status
    Pending
    APN
    212922430150
    Size
    1,518 SF
    Lot size
    0.11 Acres

    Taxes and HOA fees

    Tax Year
    2026
    Tax Annual Amount
    4840

    Utilities

    Heating system
    Forced Air

    Building Details

    Year built
    1920

    We can help!

    Contact an agent
    Peter F. Hao

    Listing agent Peter F. Hao

    Listing office Longhouse Realty 1597 MN-7, Bloomington, MN

    Listing date Apr 17, 2026

    MLS# 7056499 Listing URL

    Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • 2bd up and 2bd down duplex layout (4 bedrooms total)
    • Fully rented with long‑term tenants
    • Newer windows and updated mechanics
    • Separate water heater for the property
    • Forced air heating
    • Stucco and wood exterior; built in 1920

    Overview

    This duplex is in good condition and provides two separate living units configured as 2 bedrooms upstairs and 2 bedrooms downstairs. Updates and upkeep include newer windows and newer mechanicals. Each side has its own water heater, supporting independent utility servicing.

    The property is located at 1095 Maryland Avenue E in Saint Paul, Minnesota. The lot size is listed at 0.111 acres, with a total building size of 1,518 square feet.

    As a for-sale residential income property, it is currently fully rented with long-term tenants. The layout supports multiple occupancy options for an owner-occupant, including living in one unit while renting the other, or leasing both sides. Buyers looking for a manageable, two-unit configuration will find a straightforward duplex setup with separate water heating and recent window and mechanical improvements.

    Local Financial Insights For Multifamily LT 5

    Simulate Cap Rate and NOI

    NOI Build-Up
    Vacancy
    income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
    EGI (Effective Gross Income)
    gross rent minus vacancy losses — the realistic income before paying operating costs.
    OpEx (Operating Expenses)
    recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
    NOI (Net Operating Income)
    income a property generates after operating costs but before financing and taxes.

    Component $ $/SF
    Gross rent $33.7k $22.20
    − Vacancy −$2.0k −$1.33
    EGI $31.7k $20.87
    − OpEx −$9.5k −$6.26
    NOI $22.2k $14.61
    1,518 SF · lease $22.20/SF/yr · vacancy 5.98% · expense 30.00%

    Alternative Uses

    Best Use
    Multifamily LT 5
    $316.8K
    $277.2K – $369.7K (±1% cap)
    NOI $22,179 @ 7.0% cap · market cap 8.24%
    Second Best
    Apartment 5plus
    $291.0K
    $254.6K – $339.5K (±1% cap)
    NOI $20,371 @ 7.0% cap · market cap 7.57%
    Theoretical Best
    Healthcare Medical
    $373.6K
    $326.9K – $435.8K (±1% cap)
    NOI $26,149 @ 7.0% cap · market cap 9.72%
    Zoning and permitted uses should be independently verified with local authorities.
    Property Profile Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Law Firm Real Estate Agency HVAC Service Tech Support Center Computer & Electronic Repair Home Appliance Store (Bike/Boat/Book/etc) Store Electrical Service (Bike/Boat/Book/etc) Store Hotel & Motel

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Saint Paul
    County
    Dakota
    State
    Minnesota
    Longitude
    -93.054244
    Latitude
    44.977788

    FAQs

    What type of property is this?
    Duplex - Well-maintained duplex offers 2 beds up and 2 beds down, with separate water heater for each side.
    Where is this duplex located?
    The property is located at 1095 Maryland Avenue E Saint Paul, MN.
    What is the asking price?
    The asking price for this property is $269,000.
    What are key features of this property?
    This property features: 2bd up and 2bd down duplex layout (4 bedrooms total); Fully rented with long‑term tenants; Newer windows and updated mechanics
    More about this property
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