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Ranch Duplex with Private Entrances
For Sale
$575,000

1090 Main Street, Laconia, NH 03246

MULTI_FAMILY - Ranch - Laconia, NH

Property Size2,653 SF
Lot Size1.86 Acres
Price / SF$216.74
Days on Market93

Property Features for 1090 Main Street

General Information

Property type Residential Multi Family
Property subtype Single Family Residence
Zoning residential
Bedrooms 4
Bathrooms 3
Full bathrooms 3
Rooms Bedroom 4, Bathroom 1, Bathroom 2, Bedroom 3, Basement, Bedroom 2, Bathroom 3, Bedroom 1
Parking features Off Street, Open, Driveway, Garage
Patio and Porch features Porch, Deck
Exterior features Deck, Outbuilding, Porch
Appliances On Demand Water Heater
Lot features Country Setting, Landscaped, Level, Major Road Frontage
Elementary school Pleasant Street Elementary Sch
Middle school Laconia Middle School
High school Laconia High School
Elementary school district Laconia Sch Dst SAU #30
Middle school district Laconia Sch Dst SAU #30
High school district Laconia Sch Dst SAU #30
Directions From Downtown Laconia, North on Route 106, the property is on the Left pass Opechee Park.
Standard status Active
Size 2,653 SF
Lot size 1.86 Acres

Taxes and HOA fees

Tax Year 2025
Tax Annual Amount 5855

Utilities

Utilities Cable Available
Heating system Oil, Baseboard, Hot Water(Heating)
Water source Public

Amenities

fireplace
3-season porch
storage shed

Building Details

Year built 1952
Floors in Building 1
Number of units 2
Flooring type Hardwood, Vinyl
Building materials Wood Frame
Roof type Shingle
Architectural style Ranch
Additional Structures Outbuilding
Listing Agency: Coldwell Banker Realty Gilford NH · Coldwell Banker Real Estate
Listed By: Brenda Rowan
Added: May 1 Changed: Aug 1 Last Checked: Aug 1 at 11:06PM
MLS# 5086582

Copyright © 2026 PrimeMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

This ranch duplex offers two attached units with private entries and flexible living arrangements. The updated main unit includes three bedrooms and two updated bathrooms, plus a large sunny living room with a fireplace and a sunny den with a brick fireplace and electric insert. A primary bedroom features a private bathroom and a cedar closet. The second attached unit includes an updated eat-in kitchen, bedroom, full bath, and living room, suited for additional income, an in-law setup, or use as a home office or guest wing. Flooring includes hardwood and vinyl plank, with additional storage and living space in the lower level.

The property sits on a 1.86-acre lot with road frontage along North Main St, and it abuts the city-owned lot with Perley’s Pond. It is described as a very short walk to Lake Opechee Park. City water and city sewer are available, with newer roof and newer windows reported.

Additional amenities include a sunny three-season porch, a heated two-car garage, and a large storage shed. Construction is wood frame with a shingle roof, served by oil heat with baseboard and hot water systems, and an on-demand water heater. Cable is available.

Key Highlights

  • Two‑family ranch duplex with private entries
  • Updated main unit: three bedrooms and two updated bathrooms
  • Second attached unit with updated eat‑in kitchen, bedroom, full bath and living room

Financial Insights For Multifamily LT 5

Simulate Cap Rate and NOI

NOI Build-Up
Vacancy
income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
EGI (Effective Gross Income)
gross rent minus vacancy losses — the realistic income before paying operating costs.
OpEx (Operating Expenses)
recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
NOI (Net Operating Income)
income a property generates after operating costs but before financing and taxes.

Component $ $/SF
Gross rent $57.3k $21.60
− Vacancy −$2.0k −$0.76
EGI $55.3k $20.84
− OpEx −$16.6k −$6.25
NOI $38.7k $14.59
2,653 SF · lease $21.60/SF/yr · vacancy 3.50% · expense 30.00%

Alternative Uses

Best Use
Multifamily LT 5
$553.0K
$483.9K – $645.2K (±1% cap)
NOI $38,709 @ 7.0% cap · market cap 6.73%
Second Best
Apartment 5plus
$508.5K
$444.9K – $593.2K (±1% cap)
NOI $35,594 @ 7.0% cap · market cap 6.19%
Theoretical Best
Office A
$630.9K
$552.0K – $736.1K (±1% cap)
NOI $44,163 @ 7.0% cap · market cap 7.68%
Zoning and permitted uses should be independently verified with authorities.

Property Analytics

Current Use

Duplexes

Suggested Use

Top Pick Real Estate Agency Parking Lot & Garage Kitchen & Bath Showroom Grocery & Convenience Store (Bike/Boat/Book/etc) Store Garden Center

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Lease Details

Multi-tenant
Tenancy
Yes
Paved road access
Yes
Utilities to site

Location Intelligence

Trade Area within ½ mile

1,312
Businesses Nearby

Demographics for 03246, NH

16,905
Population
10,426
Households
1.6
Avg Household Size
47
Median Age
25%
College-Educated
93%
High-School Grad
19.9 sq mi
ZIP Area
849
Density / Sq Mi
$68,407
Median Household Income
$40,504
Median Earnings
$1,180
Median Rent
$307,800
Median Home Value

Market

Vacancy Rate% for Multifamily in Northeast region

4% 2022
4.6% 2023
5.3% 2024
5.6% 2025
Rey
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Frequently Asked Questions

What type of property is this?
Duplex - Two-family ranch with private entries, updated main unit, and an attached heated two-car garage on a 1.86-acre lot.
Where is this duplex located?
The property is located at 1090 Main Street Laconia, NH.
What is the asking price?
The asking price for this property is $575,000.
What are key features of this property?
This property features: Two‑family ranch duplex with private entries; Updated main unit: three bedrooms and two updated bathrooms; Second attached unit with updated eat‑in kitchen, bedroom, full bath and living room
More about this property
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