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Waterfront Mixed-Use Property
For Sale
$599,900

10 Towners Road, Carmel, NY 10512

Residential Income, Carmel, NY

Property SizeContact for details
Lot Size0.54 Acres
Days on Market186

Property Features for 10 Towners Road

General Information

Property type Residential Multi Family
Property subtype Triplex
Rooms Basement
Parking features Garage, Driveway
Basement Finished
Elementary school Matthew Paterson Elementary School
Middle school George Fischer Middle School
High school Carmel High School
Elementary school district Carmel
Middle school district Carmel
High school district Carmel
Standard status Active
APN 372200-033-064-0001-007-000-0000
Lot size 0.54 Acres

Additional Details

Mixed-Use Components retail, residential
Individually Metered Utilities unspecified utilities

Taxes and HOA fees

Tax Year 2026
Tax Annual Amount 14372

Utilities

Sewer type Septic Tank
Heating system Electric (Heating)
Cooling system Window Unit(s), Wall/Window Unit(s)
Water source Well
Water front features Lake Front, Waterfront
Water front 1

Amenities

beaches
playground
walking path
clubhouse

Building Details

Year built 1940
Number of units 4
Building materials Frame
Listing Agency: Briante Realty Group, LLC
Listed By: Angela J. Briante · License #10491201787
Added: Apr 30 Changed: Oct 28 Last Checked: Nov 1 at 5:06AM
MLS# 980288

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Rey
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Investment Insights

Based on property information with market context.

At 8 and 10 Towners Road, this Lake Carmel waterfront property contains three legal units: two residential apartments and one commercial space. The commercial unit has multiple rooms, a garage below, and an additional framed-out room. The residential portion includes a two-bedroom apartment, a separate one-bedroom apartment, and a garage. The lower level has a separate entrance. All units, including the basement, are separately metered. The 0.54-acre property was built in 1940 and has electric heat, wall or window air conditioning, well water, and septic service.

The property fronts Lake Carmel and has direct lake access. Lake-area amenities identified include five beaches, a playground, a walking path around the lake, and a clubhouse. The location is also described as having access to major roads and proximity to golf and local amenities.

Key Highlights

  • Three legal units: two residential and one commercial
  • 0.54‑acre waterfront property on Lake Carmel with direct lake access
  • Commercial space includes multiple rooms, a garage below, and an additional framed‑out room

Property Analytics

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Current Use

Retail space

Suggested Use

Top Pick Real Estate Agency Dental Office Restaurant Spa & Massage Center Hair Salon Big Box & Wholesale Store

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Lease Details

1
Office units
2
Residential units

Location Intelligence

Trade Area within ½ mile

144
Businesses Nearby

Demographics for 10512, NY

24,664
Population
9,874
Households
2.5
Avg Household Size
46
Median Age
42%
College-Educated
93%
High-School Grad
52.2 sq mi
ZIP Area
472
Density / Sq Mi
$124,519
Median Household Income
$62,393
Median Earnings
$1,607
Median Rent
$401,800
Median Home Value
Check the figures for this property Cap Rate, Value Estimation, Potential NOI and more
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Market

Vacancy Rate% for Multifamily in Northeast region

4% 2022
4.6% 2023
5.3% 2024
5.6% 2025

Frequently Asked Questions

What type of property is this?
Mixed-use property - Three legal units comprise two apartments and a commercial space, with separate utility metering.
Where is this mixed-use property located?
The property is located at 10 Towners Road Carmel, NY.
What is the asking price?
The asking price for this property is $599,900.
What are key features of this property?
This property features: Three legal units: two residential and one commercial; 0.54‑acre waterfront property on Lake Carmel with direct lake access; Commercial space includes multiple rooms, a garage below, and an additional framed‑out room
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