Add Listing
    For Sale
    • For Sale
    • For Lease
    • Recently Sold
    • Property Lookup
    • Brokers
    Land with Lake and Mountain Views Title is generated by Realmo AI

    Harbour Crossing Dr lot 38, Moneta, VA 24121

    View on Map
    Claim this Listing
    For Sale
    $99,900

    LAND - Moneta, VA

    Lot size:
    0.46 Acres
    Added:
    Mar 6, 2026
    Days on Market:
    73
    Last Refresh:
    May 18 at 9:06 am

    Property Features for Harbour Crossing Dr lot 38

    General Information

    Property type
    Land
    Property subtype
    Other
    Zoning
    RPD
    Standard status
    Active
    APN
    048 20-038 00
    Lot size
    0.46 Acres

    Taxes and HOA fees

    Tax Annual Amount
    366

    Utilities

    Water source
    Public

    We can help!

    Listing Contact
    DIANA SALYER

    Listing agent DIANA SALYER License #0225046633

    Listing office WAINWRIGHT & CO., REALTORS(R)- LAKE 16503 BOOKER T WASHINGTON HWY, Salem, VA

    Listing date Mar 6, 2026

    MLS# 925200 Listing URL

    Copyright © 2026 Roanoke Valley Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Lake access across the street with community dock
    • Corner lot boasting mountain and lake views
    • Enjoy the highest elevation in the community
    • Premier neighborhood in central Smith Mountain Lake area
    • Walking paths through meadows and wooded areas
    • High‑speed internet availability

    Overview

    This 0.46-acre corner lot is located in a premier neighborhood in the central area of Smith Mountain Lake. The property features mountain and lake views and boasts the highest elevation in the community. Lake access is conveniently located across the street, providing an easy walk to the community dock. The property is situated in a well-developed community with high standards. Walking paths wind through meadows and wooded areas. An observation deck surrounds an ancient red oak, offering views of Sailaway Island and the lake. High-speed internet is available. The property is located in Franklin County, in Moneta, VA.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Residential land & home ...

    Map

    City
    Moneta
    County
    Bedford
    State
    Virginia
    Longitude
    -79.6336
    Latitude
    37.2404

    Nearby Similar for Sale

    • $31,000

      Moneta, VA Wooded Lot

      0.85-acre wooded lot in Beechwood West community with lake access.
      Old Barn Rd lot: 43, Moneta, VA 24121
      View Details
    • $399,900

      Lakefront Land in Moneta, Virginia

      Buildable lakefront lot with permits in place for easy construction.
      Little Creek Rd lot: 13, Moneta, VA 24121
      View Details
    • $674,900

      Waterfront Land Ready for Development

      4 acres with 200 feet of pristine waterfront.
      Isle Of Pines Dr lot: 6, Moneta, VA 24121
      View Details
    • $1,875,000

      Retail Strip Center For Sale

      Retail strip center with income-producing spaces in Moneta, Virginia.
      16483 Moneta Rd, Moneta, VA 24121
      View Details
    • $2,499,000

      Moneta, VA Mixed-Use Land

      60.60 acres in Eastlake area with commercial and residential potential.
      15093 Moneta Rd, Moneta, VA 24121
      View Details
    • $42,500

      Residential Lot with Mountain Views

      Building lot in Lakewatch Plantation, convenient to amenities.
      Pine Watch Cir lot: 9, Moneta, VA 24121
      View Details
    • $199,900

      Waterfront Land in Moneta, VA

      Gentle lot with waterfront and new dock permit.
      Lakewatch Cir lot: 37, Moneta, VA 24121
      View Details
    • $1,199,000

      Versatile Commercial Flex Property

      4.09-acre commercial property in Moneta, VA with multiple warehouses.
      2586 Tuck Rd, Moneta, VA 24121
      View Details
    • $90,000

      Waterfront Land with Deeded Dock

      Waterfront lot in Lakewatch Plantation with deeded dock!
      0-Lot 42 Lakewatch Circle, Moneta, VA 24121
      View Details
    • $55,000

      Moneta, VA Waterfront Homesite

      Homesite in waterfront community, Smith Mountain Lake, Moneta, VA.
      Sunview Cir lot: 21, Moneta, VA 24121
      View Details
    • $1,000,000

      Eastlake Area Mixed-Use Land

      21-acre lot with road frontage in a high-traffic area.
      Lot 2 MONETA Rd, MONETA, VA 24121
      View Details
    • $179,900

      Waterfront Land in Moneta, VA

      Gentle waterfront lot in master-planned community with dock permit.
      Lakewatch Cir lot: 39, Moneta, VA 24121
      View Details

    FAQs

    What type of property is this?
    Residential land & home lot - Corner lot with lake access in premier Smith Mountain Lake neighborhood.
    Where is this residential land & home lot located?
    The property is located at Harbour Crossing Dr lot 38 Moneta, VA.
    What is the asking price?
    The asking price for this property is $99,900.
    What are key features of this property?
    This property features: Lake access across the street with community dock; Corner lot boasting mountain and lake views; Enjoy the highest elevation in the community
    (540) 387-5800
    We can help!
    Listing Contact
    DIANA SALYER
    Real Estate License ID: 0225046633
    Learn More
    Request Owner's contact information
    Message sent successfully
    Error
    If you are the owner or broker of this property and would like to edit or remove this listing please send a message to web site administrator.
    Message sent successfully
    Error
    Email to Your Friends
    Link copied to clipboard
    Separate multiple addresses with a comma
    Message sent successfully
    Error

    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    Thanks! Your message was sent.
    Error! Your message wasn't sent.
    Please enter your name
    Please enter email
    Please enter the email in the correct format
    Please enter phone
    Please enter the number in the correct format
    Please enter message
    Thank You

    You are Unsubscribed From Notifications

    Thank You for Inquiry
    Harbour Crossing Dr lot: 38, Moneta, VA 24121
    letter with green check mark
    Check your email
    We sent you the
    agent's contact details. yellow underline
    Can't find it?
    Please check your junk/spam folder.
    Google sign-in failed. Please try again or use another login method.
    Sign Up Successful!
    You now have access to more from Realmo!