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    Two-Unit Duplex with Two Bedrooms Title is generated by Realmo AI

    74 Congress Street W, Saint Paul, MN 55107

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    For Sale
    $285,000

    MULTI_FAMILY - Saint Paul, MN

    Property size:
    1,495 SF
    Lot size:
    0.13 Acres
    Price / SF:
    $190/SF
    Added:
    Jun 11, 2026
    Days on Market:
    29
    Last Refresh:
    Jul 9 at 7:06 am

    Property Features for 74 Congress Street W

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Bedrooms
    4
    Bathrooms
    2
    Rooms
    Bedroom 1, Bedroom 2, Basement, Bedroom 3, Bedroom 4, Bathroom 2, Bathroom 1
    Parking features
    Garage, Driveway, Garage - Detached
    Exterior features
    Vinyl
    Fencing
    Chain Link
    Standard status
    Active
    APN
    072822110107
    Size
    1,495 SF
    Lot size
    0.13 Acres

    Taxes and HOA fees

    Tax Year
    2026
    Tax Annual Amount
    8184

    Utilities

    Heating system
    Oil

    Building Details

    Year built
    1909
    Building materials
    Block, Concrete, Frame
    Roof type
    Shingle

    We can help!

    Contact an agent
    Ryan A Haagenson
    Ryan A Haagenson

    Listing agent Ryan A Haagenson

    Listing office RE/MAX Results 1609 Hennepin Ave, Eden Prairie, MN

    Listing date Jun 11, 2026

    MLS# 7091193 Listing URL

    Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.


    Overview

    This duplex offers two two-bedroom, one-bath units, with one upstairs and one downstairs. The upper unit is vacant and available for immediate viewing, and it includes light-filled living and dining rooms. Original hardwood floors and wood detailing are present in the upper unit, and there is also a rear porch. An unfinished third level provides space that may be adapted for additional living area.

    The property is located on the west side of Saint Paul, MN, at 74 Congress Street W (Ramsey County). The home also includes green space adjacent to the house. Access for showings is noted as the upper unit being available for immediate viewing, with the main floor unit shown through Friday and by request thereafter.

    For buyers or owner-occupants, the layout provides options to live in one unit while maintaining a second unit for rental income. The lower unit is currently owner-occupied and has hardwood floors beneath carpeting, which may allow for restoration of the original character with updating and personal finishes. Please note there is an existing lien on the property, and it will be negotiated with the county through an attorney. For more details and to schedule a private showing, contact the listing agent.

    Local Financial Insights For Multifamily LT 5

    Simulate Cap Rate and NOI

    NOI Build-Up
    Vacancy
    income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
    EGI (Effective Gross Income)
    gross rent minus vacancy losses — the realistic income before paying operating costs.
    OpEx (Operating Expenses)
    recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
    NOI (Net Operating Income)
    income a property generates after operating costs but before financing and taxes.

    Component $ $/SF
    Gross rent $33.2k $22.20
    − Vacancy −$2.0k −$1.33
    EGI $31.2k $20.87
    − OpEx −$9.4k −$6.26
    NOI $21.8k $14.61
    1,495 SF · lease $22.20/SF/yr · vacancy 5.98% · expense 30.00%

    Alternative Uses

    Best Use
    Multifamily LT 5
    $312.0K
    $273.0K – $364.1K (±1% cap)
    NOI $21,843 @ 7.0% cap · market cap 7.66%
    Second Best
    Apartment 5plus
    $286.6K
    $250.8K – $334.4K (±1% cap)
    NOI $20,062 @ 7.0% cap · market cap 7.04%
    Theoretical Best
    Healthcare Medical
    $367.9K
    $321.9K – $429.2K (±1% cap)
    NOI $25,753 @ 7.0% cap · market cap 9.04%
    Zoning and permitted uses should be independently verified with local authorities.
    Property Profile Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    HVAC Service (Bike/Boat/Book/etc) Store (Bike/Boat/Book/etc) Store Furniture & Home Goods Locksmith Electrical Service Real Estate Agency (Bike/Boat/Book/etc) Store (Bike/Boat/Book/etc) Store Pet Grooming Service

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Saint Paul
    County
    Dakota
    State
    Minnesota
    Longitude
    -93.0873679
    Latitude
    44.9292676

    FAQs

    What type of property is this?
    Duplex - Duplex with two two-bedroom, one-bath units plus a rear porch and an unfinished third level.
    Where is this duplex located?
    The property is located at 74 Congress Street W Saint Paul, MN.
    What is the asking price?
    The asking price for this property is $285,000.
    More about this property
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