Renovated Corner Office
630 Jefferson Street Paducah, KY 42001
For Sale
$349,900
COMMERCIAL - Paducah, KY
Property Size2,706 SF
Lot Size0.43 Acres
Price / SF$129.31
Days on Market13
Property Features for 630 Jefferson Street
General Information
- Property type
- Commercial Sale
- Property subtype
- Office
- Zoning
- B-2
- Parking
- 20
- Parking features
- Open
- Security features
- Security System
- Standard status
- Active
- APN
- 112-13-03-001
- Size
- 2,706 SF
- Lot size
- 0.43 Acres
Utilities
- Utilities
- Phone Available
- Sewer type
- Public Sewer
- Heating system
- Natural Gas, Forced Air
- Cooling system
- Central Air
Building Details
- Year built
- 1970
- Floors in Building
- 1
- Building materials
- Brick
Listing Agency:
Housman Partners Real Estate
(270) 534-5569
Listed By:
Jessica Housman · License #201474
(270) 210-4366
Added: Jul 13
Changed: Jul 14
Last Checked: Jul 25 at 9:06AM
MLS# 26018322
Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
Professionally renovated office building totaling 2,706 square feet, featuring a reception area and spacious lobby. The interior layout includes five private offices with built-in desks and cabinetry, a large conference room, a break room, two restrooms, a storage room, and a secure vault.
The property is positioned on a prominent corner lot in downtown Paducah and includes an existing drive-thru with a night deposit box. It is located at 630 Jefferson Street and offers approximately 11 to 20 on-site parking spaces.
Zoned B-2, the building was originally constructed as a bank and most recently operated as an insurance office, supporting a range of professional services that benefit from client-facing space and dedicated meeting and private office areas.
The property is positioned on a prominent corner lot in downtown Paducah and includes an existing drive-thru with a night deposit box. It is located at 630 Jefferson Street and offers approximately 11 to 20 on-site parking spaces.
Zoned B-2, the building was originally constructed as a bank and most recently operated as an insurance office, supporting a range of professional services that benefit from client-facing space and dedicated meeting and private office areas.
Key Highlights
- Professionally renovated brick office building on Jefferson Street in downtown Paducah, KY (built in 1970)
- Over 2,700 SF of move‑in‑ready commercial space with reception/lobby, 5 private offices, and a large conference room
- Drive‑thru with a night deposit box on‑site, originally constructed as a bank and most recently operated as an insurance office
Financial Insights For Specialty Retail
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $44.5k | $16.44 |
| − Vacancy | −$1.6k | −$0.58 |
| EGI | $42.9k | $15.86 |
| − OpEx | −$10.7k | −$3.97 |
| NOI | $32.2k | $11.90 |
2,706 SF · lease $16.44/SF/yr · vacancy 3.50% · expense 25.00%
Alternative Uses
Best Use
Specialty Retail
$460.0K
$402.5K – $536.6K
NOI $32,197 @ 7.0% cap · market cap 9.20%
Second Best
Retail
$422.6K
$369.8K – $493.1K
NOI $29,584 @ 7.0% cap · market cap 8.45%
Theoretical Best
Warehouse
$563.8K
$493.3K – $657.8K
NOI $39,467 @ 7.0% cap · market cap 11.28%
Zoning and permitted uses should be independently verified with local authorities.
Property Analytics
Property Profile
Location Intelligence
Current Use by Public Records
Bradshaw & Weil, Inc.
Insurance Agency
FAQs
What type of property is this?
Office building - Professionally renovated office building with a drive-thru and night deposit box on a corner lot.
Where is this office building located?
The property is located at 630 Jefferson Street Paducah, KY.
What is the asking price?
The asking price for this property is $349,900.
What are key features of this property?
This property features: Professionally renovated brick office building on Jefferson Street in downtown Paducah, KY (built in 1970); Over 2,700 SF of move‑in‑ready commercial space with reception/lobby, 5 private offices, and a large conference room; Drive‑thru with a night deposit box on‑site, originally constructed as a bank and most recently operated as an insurance office
