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Duplex with Detached Garage
For Sale
Under Contract
$239,900

446 E QUEEN Street, Chambersburg, PA 17201

MULTI_FAMILY - Colonial - CHAMBERSBURG, PA

Property Size1,856 SF
Lot Size0.28 Acres
Price / SF$129.26
Days on Market86

Property Features for 446 E QUEEN Street

General Information

Property type Residential Multi Family
Property subtype Other
Rooms Basement
Parking 2
Parking features Garage - Detached
Elementary school district CHAMBERSBURG AREA
Middle school district CHAMBERSBURG AREA
High school district CHAMBERSBURG AREA
Standard status Active Under Contract
Size 1,856 SF
Lot size 0.28 Acres

Taxes and HOA fees

Tax Annual Amount 2221

Utilities

Heating system Baseboard, Electric (Heating)

Building Details

Year built 1900
Number of units 2
Building materials Aluminum Siding
Architectural style Colonial
Listing Agency: The Berkstresser Realty Group
Listed By: Wayne R Berkstresser · License #RS190346L
Added: May 6 Changed: Jul 13 Last Checked: Jul 30 at 11:06PM
MLS# PAFL2034528

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

This colonial duplex offers a “nice duplex setup” with separate living space options and the ability to convert back to a single-family configuration. The property includes a spacious rear yard and driveway for off-street parking, plus a detached garage/shop. Interior updates include fresh paint and new carpet. Recent exterior work includes a brand-new roof and new downspouts, supporting an improved, move-in-ready appearance.

The home is located at 446 E Queen Street in Chambersburg, Franklin County, Pennsylvania (17201). The units are served by all separate Borough utilities, which can simplify budgeting and tenant billing. A detached garage/shop and off-street parking add practical convenience for residents or tenants using the property.

For owner-occupants, the layout can support living in one portion while collecting rent from the other unit. For investors, the dual-unit configuration and separate utilities may help streamline operations compared with a shared-utility setup. The detached garage/shop and rear yard can also be attractive to tenants looking for additional space beyond typical in-unit areas. Seller terms include negotiation for buyer-specific contractor improvements to the house or garage, and the seller indicates owner-occupant financing may be possible with good credit.

Key Highlights

  • Colonial‑style home with aluminum siding and baseboard/electric heating
  • Detached garage/shop plus off‑street parking with spacious driveway
  • Dual utility setup: all separate Borough utilities

Financial Insights For Multifamily LT 5

Simulate Cap Rate and NOI

NOI Build-Up
Vacancy
income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
EGI (Effective Gross Income)
gross rent minus vacancy losses — the realistic income before paying operating costs.
OpEx (Operating Expenses)
recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
NOI (Net Operating Income)
income a property generates after operating costs but before financing and taxes.

Component $ $/SF
Gross rent $28.5k $15.36
− Vacancy −$2.1k −$1.15
EGI $26.4k $14.21
− OpEx −$7.9k −$4.26
NOI $18.5k $9.95
1,856 SF · lease $15.36/SF/yr · vacancy 7.50% · expense 30.00%

Alternative Uses

Best Use
Multifamily LT 5
$263.7K
$230.7K – $307.7K (±1% cap)
NOI $18,459 @ 7.0% cap · market cap 7.69%
Second Best
Apartment 5plus
$238.1K
$208.4K – $277.8K (±1% cap)
NOI $16,668 @ 7.0% cap · market cap 6.95%
Theoretical Best
Office A
$450.0K
$393.8K – $525.0K (±1% cap)
NOI $31,502 @ 7.0% cap · market cap 13.13%
Zoning and permitted uses should be independently verified with authorities.

Property Analytics

Current Use

Duplexes

Suggested Use

Top Pick Parking Lot & Garage Grocery & Convenience Store (Bike/Boat/Book/etc) Store Locksmith Electrical Service Furniture & Home Goods

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Location Intelligence

Trade Area within ½ mile

1,584
Businesses Nearby

Demographics for 17201, PA

27,556
Population
12,749
Households
2.2
Avg Household Size
39
Median Age
28%
College-Educated
91%
High-School Grad
19.1 sq mi
ZIP Area
1,443
Density / Sq Mi
$59,645
Median Household Income
$42,500
Median Earnings
$1,109
Median Rent
$206,800
Median Home Value

Market

Vacancy Rate% for Multifamily in Northeast region

4% 2022
4.6% 2023
5.3% 2024
5.6% 2025
Rey
Questions? Ask Rey
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Frequently Asked Questions

What type of property is this?
Duplex - Two separate units with off-street parking, a spacious rear yard, and a detached garage/shop.
Where is this duplex located?
The property is located at 446 E QUEEN Street Chambersburg, PA.
What is the asking price?
The asking price for this property is $239,900.
What are key features of this property?
This property features: Colonial‑style home with aluminum siding and baseboard/electric heating; Detached garage/shop plus off‑street parking with spacious driveway; Dual utility setup: all separate Borough utilities
More about this property
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