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    4358 Charlotte Way Stevensville, MT 59870

    View on Map
    Sponsored
    For Sale
    $709,000

    MULTI_FAMILY - Ranch - Stevensville, MT

    Type:Single Family Residence
    Lot size:
    3.50 Acres
    Days on Market:
    34
    Last Refresh:
    Mar 22 at 6:06 pm

    Property Features for 4358 Charlotte Way

    General Information

    Special listing conditions
    Standard
    Property type
    Residential Multi Family
    Property subtype
    Single Family Residence
    TransactionType
    Standard
    Standard status
    Active
    Rooms
    Laundry Room
    APN
    17651030118000000
    Parking features
    RV
    Interior features
    MainLevelPrimary, OpenFloorplan
    Exterior features
    FirePit, RvHookup
    Lot size
    3.50 Acres

    Utilities

    Sewer type
    Septic Tank, Private Sewer
    Cooling system
    Ductless
    Water source
    Private
    Water front features
    Pond, Waterfront, Creek
    Water front
    1

    Building Details

    Floors in Building
    1
    Number of units
    2
    Building materials
    MetalSiding
    Roof type
    Metal
    Architectural style
    Ranch

    We can help!

    Listing Contact
    Sara Camiscioni
    Sara Camiscioni

    ERA Lambros Real Estate

    Listing agent Sara Camiscioni License #RRE-RBS-LIC-99020

    Listing date Feb 16, 2026

    MLS# 30049414

    Copyright © 2026 Montana Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    Learn more

    Property Insight Report

    Overview

    Versatile Montana Property with Creek Frontage

    This Western Montana property features over 700 feet of Ambrose Creek frontage, offering a combination of water, views, and infrastructure. The irrigated parcel benefits from water rights through BRID, Ambrose Creek, and Sheep Creek. The main residence, built in 2020, includes a primary bedroom suite, three-quarter bathrooms, and a recent 12x14 addition with an extra bedroom, pantry, and a custom bunkroom. It also features a half bath, laundry area, upgraded water treatment system, and spray-foamed insulation. Outdoors, underground sprinklers support a landscaped lawn with a fire pit and sitting area overlooking the creek. An Additional Dwelling Unit (ADU) offers a full kitchen, laundry, three-quarter bath, incinerator toilet, mini-split heating and cooling, a DIY greywater filtration system, Dish satellite TV, and an RV hookup. A third structure, the bunkhouse, includes a three-quarter bath with a 48" shower and an on-demand propane water heater. Both the main residence and bunkhouse are professionally spray-foamed for energy efficiency. Outbuildings include a 60x20 barn with four open bays and one enclosed shop bay, animal pens, a fenced garden area, and a chicken coop/run. The northern 3.5 acres are fully perimeter-fenced, with buried pipelines and surface irrigation. The land is currently leased for hay production with seasonal cattle use and benefits from agricultural tax classification. The property has septic approval for up to eight bedrooms, four electric boxes installed for additional building sites, and no covenants. It is located a short distance from Main Street, Stevensville.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Farms

    Map

    City
    Stevensville
    County
    Ravalli
    State
    Montana
    Longitude
    -113.9671681
    Latitude
    46.5489064

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    FAQs

    What type of property is this?
    Farm - Waterfront property with mountain views, multiple dwellings, and agricultural potential.
    Where is this farm located?
    The property is located at 4358 Charlotte Way Stevensville, MT.
    What is the asking price?
    The asking price for this property is $709,000.
    What are key features of this property?
    This property features: - 700+ feet of Ambrose Creek frontage with water rights for productive land.; - Main residence built in 2020, thoughtfully designed with primary suite and spray-foamed insulation.; - Additional Dwelling Unit with full kitchen, laundry, bath, and RV hookup.
    (406) 880-6616
    Request Owner's contact information
    4358 Charlotte Way Stevensville, MT 59870
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    Stevensville, MT 59870
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    4358 Charlotte Way Stevensville, MT 59870
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    We can help!
    Listing Contact
    Sara Camiscioni
    Sara Camiscioni
    Real Estate License ID: RRE-RBS-LIC-99020
    Learn More
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