20 Otsego Street, Oneonta, NY 13820
- Added:
- Apr 10, 2026
- Days on Market:
- 87
- Last Refresh:
- Jul 5 at 3:06 am
Property Features for 20 Otsego Street
General Information
- Property type
- Residential Multi Family
- Property subtype
- Other
- Bedrooms
- 7
- Bathrooms
- 3
- Rooms
- Bedroom 7, Bedroom 6, Bedroom 5, Bedroom 4, Bathroom 2, Bathroom 1, Bedroom 1, Basement, Bedroom 2, Bedroom 3, Bathroom 3
- Appliances
- GasWaterHeater
- Standard status
- Pending
- APN
- 361200-300-006-0003-021-200-0000
- Size
- 2,669 SF
- Lot size
- 0.10 Acres
Taxes and HOA fees
- Tax Annual Amount
- 8450
Utilities
- Heating system
- Natural Gas
- Water source
- Public
Building Details
- Year built
- 1900
- Floors in Building
- 2
- Number of units
- 2
- Flooring type
- Hardwood, Varies, Vinyl, Carpet
- Building materials
- Frame
Listing agent Rebecca Ryan License #10401320460 (607) 287-1500
Listing office Oneonta Realty LLC 166 Main St - Suite 1, Oneonta, NY (607) 433-2873
Listing date Apr 10, 2026
Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
HighLights
- Two separate homes on two tax lots with a shared driveway in center‑city Oneonta
- Front residence: 5 bedrooms and 1 bathroom with cedar shake exterior and newer metal roof
- Rear home: 2 bedrooms and 1 bathroom with vinyl siding, positioned behind the main house
- All‑electric heating not listed; home heating is natural gas and hot water is gas (gas water heater)
- Public water service available
- Flooring includes hardwood, carpet, vinyl, and varied flooring; frame construction; built in 1900
Overview
Local Financial Insights For Multifamily LT 5
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $35.2k | $13.20 |
| − Vacancy | −$1.9k | −$0.73 |
| EGI | $33.3k | $12.47 |
| − OpEx | −$10.0k | −$3.74 |
| NOI | $23.3k | $8.73 |
Alternative Uses
Current Use by Public Records
Location Insight
- Map
- Local Demand
- City
- Oneonta
- County
- Otsego
- State
- New York
- Longitude
- -75.055647
- Latitude
- 42.45633
