1A Congress Street Cohoes, NY 12047
MULTI_FAMILY - Cohoes, NY
Property Features for 1A Congress Street
General Information
- Property type
- Residential Multi Family
- Property subtype
- Other
- Bedrooms
- 6
- Bathrooms
- 2
- Rooms
- Bedroom 2, Bedroom 6, Bedroom 3, Bedroom 5, Bathroom 1, Bedroom 4, Bedroom 1, Bathroom 2
- Patio and Porch features
- Porch
- Fencing
- Fenced
- Basement
- Full
- Standard status
- Active
- APN
- 010300 10.59-3-15
- Size
- 1,770 SF
- Lot size
- 0.04 Acres
Taxes and HOA fees
- Tax Annual Amount
- 3463
Utilities
- Sewer type
- Public Sewer
- Heating system
- Forced Air
- Water source
- Public
Building Details
- Year built
- 1890
- Number of units
- 2
- Building materials
- Brick
- Roof type
- Flat
Listing agent Abigail Curtiss License #10401362361 (518) 653-1898
Listing office Venture Fox Realty Group LLC 2390 Western Ave, Guilderland, NY (518) 290-1070
Listing date Jun 29, 2026
Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
The property is located in Cohoes, with convenience called out to shopping, restaurants, schools, and parks. Public remarks also note easy access to Albany, Troy, and the Capital Region, along with proximity to major highways.
For a buyer looking for a residential income property, this duplex offers a straightforward two-family setup with separate entrances and mirrored unit bedroom and bath counts. For an owner-occupant, the same layout supports living in one unit while renting the other, using the existing separation to maintain day-to-day independence between occupants. The 2023 improvements should also help reduce near-term maintenance concerns related to roofing and interior flooring.
Key Highlights
- Two‑family duplex built in 1890 with brick construction
- Each unit offers 3 bedrooms and 1 bathroom with separate entrances
- New EPDM flat roof and new flooring throughout both units, completed in 2023
Local Financial Insights For Multifamily LT 5
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $30.8k | $17.40 |
| − Vacancy | −$1.6k | −$0.90 |
| EGI | $29.2k | $16.50 |
| − OpEx | −$8.8k | −$4.95 |
| NOI | $20.4k | $11.55 |
