Two-Story Storefront Building with Metal
For Sale
$349,000
12761 US Highway 431, Guntersville, AL 35976
COMMERCIAL - Guntersville, AL
Property Size2,304 SF
Lot Size0.32 Acres
Price / SF$151.48
Days on Market47
Property Features for 12761 US Highway 431
General Information
Property type
Commercial Sale
Property subtype
Other
Zoning description
Commercial
Bathrooms
2
Full bathrooms
2
Rooms
Bathroom 1, Bathroom 2
Parking features
Driveway, Parking Lot
Lot features
High Visibility
Directions
On Hwy 431 Across From Rice Mini Storage And Julias Mexican Restaurant. Beside Lake Guntersville Pool & Spa.
Standard status
Active
APN
1507260004006002
Size
2,304 SF
Lot size
0.32 Acres
Utilities
Sewer type
Public Sewer
Heating system
Natural Gas
Cooling system
Central Air
Water source
Public
Building Details
Year built
1978
Floors in Building
2
Flooring type
Wood
Roof type
Metal
Listing Agency:
Taylor Re Solutions Series
(256) 435-6375
Listed By:
Sam Duffey · License #166866
(256) 673-8055
Added: Jul 14
Changed: Aug 5
Last Checked: Aug 29 at 3:06AM
MLS# 21923756
Copyright © 2026 ValleyMLS.Com,Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
Two-story storefront commercial building on a 0.32+- acre site with metal roofing and wood flooring. The property contains approximately 2,304 SF of building area, with about 1,000 SF on each level, supporting a range of retail, office, showroom, boutique service, specialty retail, or owner-user layouts.
The building is positioned for high visibility along US Highway 431 in Guntersville, with frontage exposure along a major commercial corridor between Guntersville and Albertville. A new “Target” development is noted as approximately 1/2 mile south.
Operational features include natural gas heating, central air cooling, public water, and public sewer. On-site parking is provided via a driveway and parking lot.
The building is positioned for high visibility along US Highway 431 in Guntersville, with frontage exposure along a major commercial corridor between Guntersville and Albertville. A new “Target” development is noted as approximately 1/2 mile south.
Operational features include natural gas heating, central air cooling, public water, and public sewer. On-site parking is provided via a driveway and parking lot.
Key Highlights
- US Highway 431 frontage with high‑visibility exposure along a major commercial corridor between Guntersville and Albertville
- Two‑story layout with approx 2,304 SF total building area and about 1,000 SF per level
- 0.32+- acre site
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$14,698
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
4.21%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$293,960
$294.0K
Cap Rate 7%
$209,971
$210.0K
Cap Rate 9%
$163,311
$163.3K
Market Conditions
NOI Build-Up for 2,304 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$22.9K $9.96/SF
− Vacancy
−$2.0K −$0.85/SF
EGI
$21.0K $9.11/SF
− OpEx
−$6.3K −$2.73/SF
NOI
$14.7K $6.38/SF
Area
Marshall County, AL
Vacancy
8.50%
Lease Rate
$9.96 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$293,960
Cap Rate 7%
$209,971
Cap Rate 9%
$163,311
Alternative Uses
Best Use
Retail
$210.0K
$183.7K – $245.0K
NOI $14,698 @ 7.0% cap · market cap 4.21%
Second Best
—
—
no second resolved use
Theoretical Best
Office A
$497.3K
$435.1K – $580.2K
NOI $34,810 @ 7.0% cap · market cap 9.97%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Lease Details
Yes
Highway access
Yes
Paved road access
Location Intelligence
Trade Area within ½ mile
106
Businesses Nearby
16k
Monthly Visits Nearby
Balanced
Demand for This Use
Explore this area
Business Placement
Foot Traffic Nearby
Shops & Services 100%
Shell
Shops & Services
11,087 visits/mo
0.2 miles
Sunoco
Shops & Services
4,008 visits/mo
0.2 miles
H&R Block
Shops & Services
936 visits/mo
0.2 miles
Demographics for 35976, AL
16,787
Population
7,472
Households
2.2
Avg Household Size
47
Median Age
31%
College-Educated
88%
High-School Grad
127.6 sq mi
ZIP Area
132
Density / Sq Mi
$72,579
Median Household Income
$39,354
Median Earnings
$792
Median Rent
$254,700
Median Home Value
Market
Vacancy Rate% for Retail in South region
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.
Frequently Asked Questions
What type of property is this?
Storefront property - Two-story commercial building with central air, natural gas heat, and public water and sewer services.
Where is this storefront property located?
The property is located at 12761 US Highway 431 Guntersville, AL.
What is the asking price?
The asking price for this property is $349,000.
What are key features of this property?
This property features: US Highway 431 frontage with high‑visibility exposure along a major commercial corridor between Guntersville and Albertville; Two‑story layout with approx 2,304 SF total building area and about 1,000 SF per level; 0.32+- acre site
