106 SHIRLEY Circle Georgetown, FL 32139

Listing agent VICTOR OWENS License #3437964 Show Phone

Listing office MODERN REALTY OF FLORIDA l***@ymail.com 326 St. Johns Avenue, INTERLACHEN, FL Show Phone

Listing date Jul 8, 2026

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MLS# 2154443 Listing URL

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Investment Insights

Based on property information with market context.

This .44-acre residential lot includes a small pond behind the property, which is currently dry. The lot is zoned for site-built or manufactured homes, providing flexibility for how you plan to develop the site. A small HOA annual fee supports access to shared community areas on Lake George.

Located in Georgetown, FL (Putnam County) at 106 Shirley Circle, the property is part of an established lake-oriented community. HOA access includes use of common-area features such as a boat ramp and pier, and there is also an RV campsite option available for an additional small fee. The area is described as quiet country living, with parks and access points to the St. Johns River for outdoor recreation.

For buyers looking for a buildable home site in a community with lake amenities, the zoning and HOA-provided access are the key considerations. Site development is supported by the site-built/manufactured allowance, while membership in the HOA provides a pathway to boating and shoreline use through the common ramp and pier. Owner financing is noted as possible with $2,000 down and 12% interest for a three-year term, subject to approval.

Key Highlights

• .44‑acre lot with a small pond privacy buffer (pond currently dry)
• Zoned for site‑built or manufactured homes
• Small HOA annual fee provides access to common area with boat ramp and pier

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FAQs

What type of property is this?

Residential land & home lot - Buildable lot zoned for site-built or manufactured homes, with HOA access to shared lake amenities.

Where is this residential land & home lot located?

The property is located at 106 SHIRLEY Circle Georgetown, FL.

What is the asking price?

The asking price for this property is Off market.

What are key features of this property?

This property features: .44‑acre lot with a small pond privacy buffer (pond currently dry); Zoned for site‑built or manufactured homes; Small HOA annual fee provides access to common area with boat ramp and pier