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    Palatka Commercial Property with Residence Title is generated by Realmo AI

    101 E HARRIS Street, Palatka, FL 32177

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    Claim this Listing
    For Sale
    $225,000

    COMMERCIAL - Ranch - Palatka, FL

    Type:Single Family Residence
    Property size:
    1,920 SF
    Lot size:
    0.27 Acres
    Price / SF:
    $117/SF
    Added:
    Feb 19, 2026
    Days on Market:
    115
    Last Refresh:
    Jun 14 at 3:06 am

    Property Features for 101 E HARRIS Street

    General Information

    Property type
    Commercial Sale
    Property subtype
    Single Family Residence
    Bedrooms
    3
    Bathrooms
    3
    Rooms
    Bedroom 2, Bedroom 3, Bathroom 1, Bathroom 2, Bedroom 1, Bathroom 3
    Parking features
    Off Street
    Security features
    Security System
    Interior features
    Breakfast Nook, Ceiling Fan(s), Pantry
    Appliances
    Electric Range, Gas Water Heater, Microwave, Refrigerator
    Standard status
    Active
    APN
    011026025003800010
    Size
    1,920 SF
    Lot size
    0.27 Acres

    Taxes and HOA fees

    Tax Year
    2025
    Tax Annual Amount
    54

    Utilities

    Utilities
    Water Available
    Sewer type
    Septic Tank
    Heating system
    Central
    Cooling system
    Central Air
    Water source
    Well

    Building Details

    Year built
    1965
    Floors in Building
    1
    Flooring type
    Carpet, Tile
    Building materials
    Block, Concrete
    Roof type
    Metal
    Architectural style
    Ranch
    Additional Structures
    Workshop

    We can help!

    Listing Contact
    TYLER DEAN MOORE

    Listing agent TYLER DEAN MOORE

    Listing office KELLER WILLIAMS FIRST COAST REALTY 151 COLLEGE DRIVE UNIT 14, ORANGE PARK, FL

    Listing date Feb 19, 2026

    MLS# 2131036 Listing URL

    Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Large 960 sq ft block building, ideal for business/workshop or storage.
    • Zoned C‑2 commercial offering investor potential, or rezoning for primary residence.
    • Centrally located near Jacksonville, Gainesville, and St. Augustine.
    • Sits on almost 3/4 acre with oak tree shade.
    • Sturdy block home with metal roof.
    • Three bedrooms and three bathrooms.

    Overview

    This well-maintained property is located in the historic St. Johns riverfront community of Palatka, Florida. Situated off US 17, a main route to the Jacksonville area via Clay County, it is centrally located, with Gainesville, St. Augustine, and Jacksonville all within an hour's drive. The property includes a sturdy block home with a metal roof, featuring 3 bedrooms, 3 baths, and a large living area. Additionally, there is a 960 square foot block building currently used for storage, which could be utilized for a small business or workshop. The property sits on approximately 0.27 acres, offering ample space. It is currently zoned C-2 commercial, presenting investor potential or the possibility of being rezoned for primary residence. The property size is 1920 square feet.

    Local Financial Insights For Retail

    Simulate Cap Rate and NOI

    NOI Build-Up
    Vacancy
    income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
    EGI (Effective Gross Income)
    gross rent minus vacancy losses — the realistic income before paying operating costs.
    OpEx (Operating Expenses)
    recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
    NOI (Net Operating Income)
    income a property generates after operating costs but before financing and taxes.

    Component $ $/SF
    Gross rent $30.6k $15.96
    − Vacancy −$3.0k −$1.56
    EGI $27.6k $14.40
    − OpEx −$8.3k −$4.32
    NOI $19.3k $10.08
    1,920 SF · lease $15.96/SF/yr · vacancy 9.80% · expense 30.00%

    Alternative Uses

    Best Use
    Retail
    $276.4K
    $241.9K – $322.5K (±1% cap)
    NOI $19,348 @ 7.0% cap · market cap 8.60%
    Second Best
    Apartment 5plus
    $206.6K
    $180.8K – $241.1K (±1% cap)
    NOI $14,464 @ 7.0% cap · market cap 6.43%
    Theoretical Best
    Office A
    $500.0K
    $437.5K – $583.4K (±1% cap)
    NOI $35,001 @ 7.0% cap · market cap 15.56%
    Zoning and permitted uses should be independently verified with local authorities.
    Property Profile Location Intelligence

    Current Use by Public Records

    Storefront properties

    Suggested Use

    Restaurant Real Estate Agency Law Firm Dental Office Spa & Massage Center Building Supply Big Box & Wholesale Store Hair Salon Auto Repair Shop Nail Salon

    Zoning and permitted uses should be independently verified with local authorities.

    Similar Places Nearby

    • Palatka Flower Deliviry — Hwy 17, Palatka, FL 32177, United States

    Location Insight

    • Map
    • Local Demand
    City
    Palatka
    County
    Putnam
    State
    Florida
    Longitude
    -81.655783
    Latitude
    29.66036

    FAQs

    What type of property is this?
    Storefront property - Commercial property with a residence in historic Palatka, Florida.
    Where is this storefront property located?
    The property is located at 101 E HARRIS Street Palatka, FL.
    What is the asking price?
    The asking price for this property is $225,000.
    What are key features of this property?
    This property features: Large 960 sq ft block building, ideal for business/workshop or storage.; Zoned C‑2 commercial offering investor potential, or rezoning for primary residence.; Centrally located near Jacksonville, Gainesville, and St. Augustine.
    More about this property
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