Palatka Commercial Property with
101 E HARRIS Street Palatka, FL 32177
For Sale
$225,000
COMMERCIAL - Ranch - Palatka, FL
Property Size1,920 SF
Lot Size0.27 Acres
Price / SF$117.19
Days on Market160
Property Features for 101 E HARRIS Street
General Information
Property type
Commercial Sale
Property subtype
Single Family Residence
Bedrooms
3
Bathrooms
3
Rooms
Bathroom 2, Bedroom 2, Bathroom 1, Bathroom 3, Bedroom 1, Bedroom 3
Parking features
Off Street
Security features
Security System
Interior features
Breakfast Nook, Ceiling Fan(s), Pantry
Appliances
Electric Range, Gas Water Heater, Microwave, Refrigerator
Standard status
Active
APN
011026025003800010
Size
1,920 SF
Lot size
0.27 Acres
Taxes and HOA fees
Tax Year
2025
Tax Annual Amount
54
Utilities
Utilities
Water Available
Sewer type
Septic Tank
Heating system
Central
Cooling system
Central Air
Water source
Well
Building Details
Year built
1965
Floors in Building
1
Flooring type
Tile, Carpet
Building materials
Block, Concrete
Roof type
Metal
Architectural style
Ranch
Additional Structures
Workshop
Listing Agency:
KELLER WILLIAMS FIRST COAST REALTY
(904) 541-0180
Listed By:
TYLER DEAN MOORE
(865) 386-6530
Added: Feb 19
Changed: Jul 28
Last Checked: Jul 29 at 11:06AM
MLS# 2131036
Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This well-maintained property is located in the historic St. Johns riverfront community of Palatka, Florida. Situated off US 17, a main route to the Jacksonville area via Clay County, it is centrally located, with Gainesville, St. Augustine, and Jacksonville all within an hour's drive. The property includes a sturdy block home with a metal roof, featuring 3 bedrooms, 3 baths, and a large living area. Additionally, there is a 960 square foot block building currently used for storage, which could be utilized for a small business or workshop. The property sits on approximately 0.27 acres, offering ample space. It is currently zoned C-2 commercial, presenting investor potential or the possibility of being rezoned for primary residence. The property size is 1920 square feet.
Key Highlights
- Ranch‑style block home built in 1965 with central heat and central air
- 3 bedrooms and 3 bathrooms with a large living area
- Metal roof and block construction with carpet and tile flooring
Financial Insights For Retail
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $30.6k | $15.96 |
| − Vacancy | −$3.0k | −$1.56 |
| EGI | $27.6k | $14.40 |
| − OpEx | −$8.3k | −$4.32 |
| NOI | $19.3k | $10.08 |
1,920 SF · lease $15.96/SF/yr · vacancy 9.80% · expense 30.00%
Alternative Uses
Best Use
Retail
$276.4K
$241.9K – $322.5K
NOI $19,348 @ 7.0% cap · market cap 8.60%
Second Best
—
—
no second resolved use
Theoretical Best
Office A
$500.0K
$437.5K – $583.4K
NOI $35,001 @ 7.0% cap · market cap 15.56%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Location Intelligence
Current Use
Similar Off Market Nearby
- Palatka Flower Deliviry — Hwy 17, Palatka, FL 32177, United States
Frequently Asked Questions
What type of property is this?
Storefront property - Commercial property with a residence in historic Palatka, Florida.
Where is this storefront property located?
The property is located at 101 E HARRIS Street Palatka, FL.
What is the asking price?
The asking price for this property is $225,000.
What are key features of this property?
This property features: Ranch‑style block home built in 1965 with central heat and central air; 3 bedrooms and 3 bathrooms with a large living area; Metal roof and block construction with carpet and tile flooring
