Back to Search
Property profile & analytics
OFF-MARKET
Estimated value
$605,000
Banks
95 Highland Ave Needham, MA 02494-3005
Individually Owned
29-yr Hold
~
Est. High Equity
Property ID
US38-1621087
Property profile
Verified
Property type
Banks
Use group
FINANCIAL BUILDING
Year built
1997
Total area
2,838 SF
Lot
0.47 ac (20,473 SF)
Zoning code
H128
APN
NEED M:074.0 B:0019 L:0000.0
UPID
US38-1621087
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Current use
Occupant on record · Public records
-
William Fagan - Mortgage Loan Officer Loan Service
-
TD Bank Bank Loan Service
-
ATM (TD Bank) Atm
-
Tyler Ash - TD Wealth Relationship Manager Financial Advisor
-
William McHugh - Mortgage Loan Officer Loan Service Bank
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
$545k
CAP Approach
CAP
by Request
Comparable Approach
Comparable
$661k
Blend (final)
Blend
$605k
Owner & transaction history
Aif RT · 29 yrs held
Aif RT
since 1996
7 recorded transactions
Zoning & alternative use
H128 · Needham, MA
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Needham submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Needham submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
Method
Estimation
Statistic approach
by Request
ML approach
$545,000
CAP Approach
CAP Return
Estimation
6%
by Request
6.5%
by Request
7%
by Request
Alternative Use
Use
Estimation
AUTO REPAIR, GARAGE
$915,000
Change: -12% · Conversion: Difficult
RETAIL STORES
$830,000
Change: -20% · Conversion: Difficult
Blend value · Realmo final
$605k
Range $545k – $666k · ±10%
Realmo estimate · informational only.
These numbers are calculated by our models from public records and may not reflect actual market value.
Not an appraisal.
Verify with a licensed appraiser before transacting. Realmo accepts no liability for divergence from real-world outcomes.
View the full estimation — every method, every assumption
Confidence drivers & risk notes · Custom comparable set · Free for first 3 / day
Full estimation methodology
Every method · every assumption · confidence drivers
Price per SF
Sale + rent benchmarks
Subject property
$213 / SF
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2024Property tax & assessments
Tax year 2024
Tax billed
$41,147
Tax year 2024
Assessed value
$1,674,700
Assessed 2024
Previous assessed
$1,674,700
+0.0% YoY
Effective rate
2.46%
On assessed value
Assessed land
$971,900
Assessed improvement
$702,800
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Similar Nearby for Sale
Similar Nearby for Lease
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Banks
Use group
FINANCIAL BUILDING
Status
Off-Market
Year built
1997
Heating
FORCED AIR
Cooling
YES
Stories
1
Rooms
5
Bathrooms
1
Total area
2,838 SF
Lot
0.47 ac (20,473 SF)
Zoning code
H128
APN
NEED M:074.0 B:0019 L:0000.0
UPID
US38-1621087
Jurisdiction
NEEDHAM
Metro division
BOSTON-QUINCY, MA METROPOLITAN DIVISION
Zoning & alternative use
H128 · Needham, MA
Zoning H128 · permitted uses
H128 · Needham, MA
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Needham. Always verify with local authorities before improvements.
Alternative use value scenarios
Repositioning upside vs current use
AUTO REPAIR, GARAGE
Est. value
$915,000
RETAIL STORES
Est. value
$830,000
AUTO REPAIR, GARAGE
RETAIL STORES
Alternative use deep dive — conversion cost, permits, timeline
Conversion cost estimate · Permit path & risks · Stabilized NOI per option
Alternative use deep dive
Conversion cost · permit path · stabilized NOI per option
Building & site characteristics
From public records
Year built
1997
Heating
FORCED AIR
Cooling
Yes
Stories
1
Rooms
5
Bathrooms
1
Lot
0.47 ac
Current owner
From public records · entity-resolved
Aif RT
Individual
Mailing address
56 KEARNEY RD, NEEDHAM, MA 02494-2507
Mailing matches property
Yes
Owner-occupied
Yes
Ownership since
1996
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
9 recorded events · public records
Date
Price
Buyer
Seller
Deed Type
Mortgage
Jun 28, 2018
—
Aif Realty LLC
—
Deed
related
$730,000 · East Boston Savings Bank
Oct 14, 2016
—
Aif Realty LLC
—
Deed
related
$739,000 · Citizens Bk/ma
Mar 31, 2004
—
Aif Realty LLC
—
Deed Of Trust
related
$525,000 · Citizens Bank Of Ma
Nov 12, 2003
—
Robert P Ziemian
—
Deed Of Trust
related
$50,000 · Banknorth NA
Jul 3, 2003
—
A I F Realty LLC
—
Deed Of Trust
related
$520,000 · Citizens Bank Of Ma
Mar 9, 1999
—
Aif Rlty LLC
—
Deed Of Trust
related
$547,000 · Boston Federal Savings Bank
Oct 10, 1996
$700,000
Aif RT
Panoras,jane Admin
Grant Deed
$560,000 · Metrowest Bank
—
—
Aif Realty LLC
—
Deed Of Trust
related
$739,000 · Citizens Bk/ma
—
—
Aif Realty LLC
—
Deed Of Trust
related
$939,400 · Citizens Bk/ma
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
Try Rey
Ask anything about this address in plain English.
“Is 15.6% cap rate sustainable?” · “Best tenant mix for BU1?” · “What’s the redev upside?”
You own 95 Highland Ave?
List it free. Reach 20,000 daily buyers.
We’ve already pulled the facts. Confirm photos + price and you’re live in 2 minutes.
List this address →
Full reports are paid
Unlock the full Property Analytics report
Start free for 7 days — no card required. Full owner contacts, all 4 valuations with methodology, refine flow, comparable adjustments, foot-traffic deep dive, export to PDF / CSV.
