Trust Owned Property summary
This exceptional 5,234 square foot, two-story commercial building, located at 820 N. 2nd St. in Saint Charles, Missouri, presents a unique investment opportunity. Built in 1910, this property boasts a rich history, previously housing Peoples Bank—its original vault remains intact. Currently, the first floor generates income from an existing tenant, offering immediate return on investment. The expansive upper level presents versatile potential: conversion into a spacious living area, multiple… apartments, or additional commercial rental space. This adaptable layout caters to diverse business needs and income generation strategies. Situated on a 0.13-acre lot, the property benefits from its central location within Saint Charles, just one block from the planned $85 million City Centre Complex, encompassing a new City Hall, Senior Center with recreation facilities, arts and cultural center, and restaurant incubators. Future city improvements include the planned renovation of 2nd Street, enhancing the area's infrastructure. The property's asking price is $525,000, translating to $100.31 per square foot. This represents a compelling investment in a thriving Missouri community, offering both immediate income and significant long-term growth potential. The property's APN is 6-009A-B039-00-0003.0000000.
Ownership intelligence
Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.
Owner contacts
Skip-traced phones and e-mails of the owner. Included with the full report.
Mortgages
Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.
Property tax
Value estimate
· Sep 2026Realmo valuation models over county records and 17 qualifying comparable sales.
Recently sold
Cap rate analysis
No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.
Zoning insight
No data for this sectionNo zoning code is on file for this parcel. Coverage grows with every catalog release.
Location intelligence
Demand index: how under-served this business type is around this point — modeled from the LocInt grid (area demand vs. what already operates, adjusted by real visit traffic). Higher means stronger unmet demand.
Location
Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.
Comparables
6 recorded sales · 6 properties nearbyComparable nearby
Instant AI valuation built from comps, income signals, and proprietary benchmarks.A defensible range, not a single guess.
from $99/month
- GBA
- 3,016 SF
- Lot area
- 0.11 ac
- Year built
- 1910
- Stories
- 1
- APN
- 6-009A-B039-00-0003.0000000
- Assessed value · 2023
- $61,322
Cap rate calculated from real income and expense signals, benchmarked against sales of similar assets nearby.
from $99/month
Price sensitivity
The rate is the decision lever; valuation is the consequence.
The recorded zoning designation, what the district officially allows, and the municipal source it comes from.
No zoning code is on file for this parcel. Zoning coverage grows with every catalog release — check back, or open Location Intelligence for use analysis of this corner.
Phones and e-mails of the people behind this property's owner, traced from licensed contact data.
Owner phones and e-mails come with the full report for this property - traced from licensed contact data, with verification and Do-Not-Call flags on every number.
Unlock the evidence behind ownership: portfolio, transactions, debt and any signals we can model, to help you decide who to contact next.
Registration is required before any owner information is shown.
The mortgage data is behind the paid report: recorded loans of the owner - lender, amount, rate and the estimated maturity - as part of the Ownership Intelligence workspace.
Registration is required before any owner information is shown.
- Ownership
- Owner Contacts
- Full Property Data
- Historical Records
- Value Estimation
- NOI Potential
- Cap Rate Calculation
- Location Insight
- Alternative use
- Local Zoning Insight
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- NOI Potential
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- Alternative use
- Local Zoning Insight
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- Owner Contacts
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- NOI Potential
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- Location Insight
- Alternative use
- Local Zoning Insight
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- Full Property Data
- Historical Records
- Value Estimation
- NOI Potential
- Cap Rate Calculation
- Location Insight
- Alternative use
- Local Zoning Insight
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