Financial
Distress signals
Property profile

45 4th SE St Richmond, MN 56368

OFF-MARKET
Commercial real estate
Property ID
US46-1432109
2,926 SF 4.51 ac lot Built 1985
Last sale Feb 2007 · $35,000
Individually Owned Owner of record is an individual. 19-yr Hold Held for 19 years. Free & Clear No active or open recorded mortgage detected.
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Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2023

What does the county charge?
$9k
Tax billed · 2023
Assessed value$185k
Assessed land$165k
Assessed improvement$20k
Effective rate4.62%

Value estimate

· Sep 2026
$290k
$261k – $319k
AI approach$290k

Realmo valuation models over county records.

Recently sold

What actually traded nearby?
$130/SF
County average, outlier-cleaned · 341 recorded sales of this use type
Observed band · Q1–Q3$59 – $223

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

No data for this section
What can be built here?

No zoning code is on file for this parcel. Coverage grows with every catalog release.

JurisdictionSTEARNS

Location intelligence

Which uses thrive at this corner?
Best fit: Dental Office
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Dental Office9.3
Electrical Service8.9
Auto Parts Store8.7

Location

45 4th SE St Richmond, MN 56368-8186
County assessor Recorded deeds · 1 transfer Qualifying comp sales · not on file Zoning catalog · not on file

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 6 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
18961 County Rd 83, Richmond, MN 56368-4514 $140,000 Jan 2025 2,720 SF
12 Main W, Richmond, MN 56368-4545 $110,000 Aug 2024 3,972 SF
22524 County Rd 71, Richmond, MN 56368 $107,000 May 2022 2,720 SF
830 Main E, Richmond, MN 56368-8272 $196,020 Nov 2021 3,200 SF
18987 County Rd 83, Richmond, MN 56368-4514 $268,500 Sep 2020 3,344 SF
388 4th SW, Richmond, MN 56368-8247 $12,957 Oct 2018 3,599 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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