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Financial
Distress signals
Property profile

440 Meadow St Waterbury, CT 06702

FOR LEASE
Office buildings
Property ID
US15-0920458
3,120 SF 0.04 ac lot Built 1920
Last sale Apr 2026 · $600,000
Entity Owned Owner of record is a legal entity (LLC / corporation). Absentee Owner Owner mailing address differs from the property address. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

The property is a second-floor office suite within a multi-tenant commercial building, configured as a multi-room layout suitable for personal service use, professional office use, or studio use. Interior features include wood-plank style flooring, updated recessed lighting, extensive built-in wall shelving, exposed brick accents, a decorative brick fireplace, and character-style doors. The suite includes a private fully tiled restroom and a wet bar/kitchenette for additional support space. The…

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. Included with a plan.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with a plan.

Debts

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — included with a plan.

Property tax · 2024

What does the county charge?
$7k
Tax billed · 2024
Assessed value$142k
Assessed land$22k
Assessed improvement$120k
Effective rate4.94%

Value estimate

· Oct 2026
$115k
$104k – $127k
AI approach$115k
NOI build-up
Gross scheduled income$66k
Vacancy & credit loss−$12k
Operating expenses−$13k
NOI · 4,029.50% cap applied$40k

Realmo valuation models over county records.

Recently sold

What actually traded nearby?
$81/SF
Submarket average, outlier-cleaned · 30 recorded sales of this use type
Observed band · Q1–Q3$42 – $125

Cap rate analysis

How does the asset earn?
4,029.50%
$40k estimated NOI · market benchmarks for this use type

Price anchors at 6 / 6.5 / 7% — in the full report.

Zoning insight

What can be built here?
CBD
The intent of this zone is to promote central business district uses
General categoryCOMMERCIAL
JurisdictionWATERBURY

Location intelligence

Which uses thrive at this corner?
Best fit: Realty agency
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Realty agency32.6
Wholesale Shop20.7
Storage Facility20.1

Location

440 Meadow St Waterbury, CT 06702
County assessor Recorded deeds · 4 transfers Qualifying comp sales · not on file Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 14 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
59 Fld, Waterbury, CT 06702 $305,000 Aug 2024 13,716 SF
280 Main, Waterbury, CT 06702-1102 $250,000 Feb 2023 7,568 SF
95 Main, Waterbury, CT 06702-1409 $310,000 Sep 2022 18,630 SF
132 Grand, Waterbury, CT 06702-1909 $300,000 Jul 2022 15,984 SF
115 Prospect, Waterbury, CT 06702-1326 $180,000 Jul 2021 3,144 SF
35 Leavenworth, Waterbury, CT 06702 $180,000 Apr 2019 15,012 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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