Financial
Distress signals
Property profile

434 Pennsylvania Ave Elmira, NY 14904

OFF-MARKET
Commercial land
Property ID
US63-2249178
2,828 SF 0.13 ac lot Built 1954
Last sale Dec 2023 · $18,000
Individually Owned Owner of record is an individual. 2-yr Hold Held for 2 years. Free & Clear No active or open recorded mortgage detected.
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Ownership intelligence

Who controls the opportunity?

Resolved identity, portfolio, hold profile and investor signals. Included in the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2020

What does the county charge?
$452
Tax billed · 2020
Assessed value · 2023$7k
Assessed land$7k
Effective rate6.46%

Value estimate

· Sep 2026
$85k
$77k – $94k
AI approach$70k

Realmo valuation models over county records and 9 qualifying comparable sales.

Recently sold

What actually traded nearby?
$35/SF
ZIP average, outlier-cleaned · 22 recorded sales of this use type
Observed band · Q1–Q3$25 – $48
Qualifying comparables9

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
BA
This district is intended to create, preserve and enhance business areas of the City that will serve residential neighborhoods. This is i...
General categoryCOMMERCIAL
JurisdictionCHEMUNG

Location intelligence

Which uses thrive at this corner?
Best fit: Realty agency
Demand index
Realty agency26.8
Wholesale Shop15.2
Hair Salon13.9

Location

434 Pennsylvania Ave Elmira, NY 14904-1731
County assessor Recorded deeds · 4 transfers 9 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recent transactions · within 1.5 mi
Comparable in this city
6 recent transactions
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
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