Financial
Distress signals
Property profile

342 Congress St Troy, NY 12180

OFF-MARKET
Other investment properties
Property ID
US63-5623430
5,348 SF 0.07 ac lot Built 1890
Last sale Nov 2024 · $569,000
Entity Owned Owner of record is a legal entity (LLC / corporation). 1-yr Hold Held for 1 years. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

A ground-floor commercial retail space of approximately 1,300 square feet located in Historic Troy, positioned a short distance from RPI and Downtown Troy, with frontage on Congress Street, a heavily traveled corridor. The unit is configured for retail use and is suitable for leasing arrangements on a full gross basis.

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax

What does the county charge?
Assessed value · 2023$130k
Assessed land$8k
Assessed improvement$123k

Value estimate

· Sep 2026
$165k
$149k – $182k

Realmo valuation models over county records and 7 qualifying comparable sales.

Recently sold

What actually traded nearby?
$56/SF
ZIP average, outlier-cleaned · 117 recorded sales of this use type
Observed band · Q1–Q3$30 – $85
Qualifying comparables7

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
B2
JurisdictionRENSSELAER

Location intelligence

Which uses thrive at this corner?
Best fit: Tailor Shop
Demand index
Tailor Shop9.6
Dry Cleaner9.2
Electrical Service8.9

Location

342 Congress St Troy, NY 12180-4367
County assessor Recorded deeds · 2 transfers 7 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 17 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
689-691 Hoosick, Troy, NY 12180 $832,500 Jul 2025 6,851 SF
119 4th, Troy, NY 12180-3983 $482,000 Mar 2025 4,939 SF
551 4th, Troy, NY 12180-5563 $215,000 Mar 2025 3,526 SF
80 4th, Troy, NY 12180-3960 $500,000 Dec 2024 6,474 SF
111-113 5th, Troy, NY 12180 $50,000 Nov 2024 3,228 SF
28 4th, Troy, NY 12180-3202 $125,000 Oct 2024 4,552 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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