Financial
Distress signals
Property profile

20 Riv St Oneonta, NY 13820

OFF-MARKET
Other investment properties
Property ID
US63-2001820
19,048 SF 0.9 ac lot Built 1980
Last sale Jun 2022 · $440,000
Entity Owned Owner of record is a legal entity (LLC / corporation). 4-yr Hold Held for 4 years. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

Suite 2 is a separate attached space within the building, providing 505 square feet. The suite includes an air conditioning unit and washer/dryer hookups for in-unit laundry. The space was constructed in 2001 and is designated under MU-2, Residential Multi Use zoning. It is located at 20 River Street, near Main Street and just off the highway, positioned on the side of the Advance Auto Parts site while remaining completely separate from that business.

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax

What does the county charge?
Assessed value · 2023$540k
Assessed land$54k
Assessed improvement$486k

Value estimate

· Sep 2026
$410k
$369k – $451k
AI approach$410k

Realmo valuation models over county records.

Recently sold

What actually traded nearby?
$80/SF
ZIP average, outlier-cleaned · 44 recorded sales of this use type
Observed band · Q1–Q3$39 – $122

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
420
JurisdictionOTSEGO

Location intelligence

Which uses thrive at this corner?
Best fit: Bakery
Demand index
Bakery9.4
Electrical Service9.0
Dry Cleaner8.7

Location

20 Riv St Oneonta, NY 13820-2851
County assessor Recorded deeds · 4 transfers Qualifying comp sales · not on file Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 10 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
357-361 Chestnut, Oneonta, NY 13820 $405,000 May 2025 18,732 SF
203-205 Main, Oneonta, NY 13820 $950,000 Apr 2025 12,870 SF
152-154 Main, Oneonta, NY 13820 $500,000 Feb 2025 7,440 SF
195 Main, Oneonta, NY 13820-2530 $950,000 Jan 2025 40,775 SF
281-283 Main, Oneonta, NY 13820 $350,000 Oct 2024 5,380 SF
18 Main, Oneonta, NY 13820-2519 $600,000 Aug 2024 5,940 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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