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Property profile & analytics
OFF-MARKET Estimated value $510,000
Banks

1890 14th St Fernandina Beach, FL 32034-4740

10,166 SF 0.11 ac lot Built 1988
Individually Owned 7-yr Hold Free & Clear
Property ID
US19-0172920
Property profile
Verified
Property type Banks
Use group FINANCIAL BUILDING
Year built 1988
Construction WOOD
Total area 10,166 SF
Lot 0.11 ac (4,863 SF)
Zoning code C-1
APN 00-00-31-127A-0009-0030
UPID US19-0172920
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Value estimations
Realmo proprietary · 4 methods
AI Approach AI
$360k
CAP Approach CAP
by Request
Comparable Approach Comparable
$663k
Blend (final) Blend
$510k
Owner & transaction history
First Port Cty Bk · 7 yrs held
First Port Cty Bk
since 2019
7 recorded transactions
2019
$625,000
2017
$395,000
2015
Price N/A
2011
Price N/A
2011
Price N/A
2008
$1.7M
2006
$800,000
Zoning & alternative use
C-1 · Fernandina Beach, FL
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Zoning description

2.01.11 Community Commercial (C-1) The C -1 District is intended for the development of land uses to accommodate commercial businesses and offices providing goods and services to more than a few neighborhoods, and land uses that are complimentary to low - and med ium-density residential areas. The Community Commercial District recognizes the desire for conve…

Zone name Community Commercial
General category COMMERCIAL
Zone area 97.74 ac
Source LDC COMBINED 2026
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