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Property profile & analytics
OFF-MARKET
Estimated value
$530,000
Banks
1630 4th N Ave Bessemer, AL 35020-5711
Entity Owned
Free & Clear
Property ID
US03-0664667
Property summary
AI-generated overview
This exceptional sale-leaseback portfolio comprises seven strategically located bank branches across Alabama, totaling 39,400 square feet on 12.46 acres. The portfolio features a prominent tenant, 1st Financial Bank, with a long-standing operational history since 1937, ensuring stable income. The properties are situated in Bessemer, Hueytown, McCalla, Pelham, Woodstock, West Blocton, and Centreville, benefiting from proximity to major interstates. The absolute NNN leases provide a passive investment opportunity with 100% occupancy and a strong net operating income (NOI) of $973,200, yielding a 7.75% cap rate. Annual rent bumps of 2-3% offer built-in growth potential. Each lease includes four, five-year options, providing long-term stability and predictable cash flow. The asking price for this exceptional portfolio is $12,557,419. This is a rare opportunity to acquire a high-performing, diversified retail portfolio with a strong tenant and significant upside potential.
Property profile
Verified
Property type
Banks
Use group
FINANCIAL BUILDING
Year built
1963
Total area
19,929 SF
Lot
0.55 ac (24,000 SF)
Zoning code
C3
APN
38-00-09-1-029-007.000
UPID
US03-0664667
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Current use
Occupant on record · Public records
-
First Financial Bank Bank Loan Service
-
Shazam Atm Atm
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
$390k
CAP Approach
CAP
by Request
Comparable Approach
Comparable
$673k
Blend (final)
Blend
$530k
Owner & transaction history
FIRST FEDERAL SAV & LOAN ASSN
FIRST FEDERAL SAV & LOAN ASSN
Zoning & alternative use
C3 · Bessemer, AL
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Bessemer submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Bessemer submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
Method
Estimation
Statistic approach
by Request
ML approach
$390,000
CAP Approach
CAP Return
Estimation
6%
by Request
6.5%
by Request
7%
by Request
Blend value · Realmo final
$530k
Range $477k – $583k · ±10%
Realmo estimate · informational only.
These numbers are calculated by our models from public records and may not reflect actual market value.
Not an appraisal.
Verify with a licensed appraiser before transacting. Realmo accepts no liability for divergence from real-world outcomes.
View the full estimation — every method, every assumption
Confidence drivers & risk notes · Custom comparable set · Free for first 3 / day
Full estimation methodology
Every method · every assumption · confidence drivers
Price per SF
Sale + rent benchmarks
Subject property
$27 / SF
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2022Property tax & assessments
Tax year 2022
Tax billed
$22,358
Tax year 2022
Assessed value
$445,300
Assessed 2023
Previous assessed
$325,440
+36.8% YoY
Effective rate
5.02%
On assessed value
Assessed land
$14,400
Assessed improvement
$430,900
Land market value
$72,000
Improvement market value
$2,154,500
Total market value
$2,226,500
Applied tax rate
52.0000
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Similar Nearby for Sale
Similar Nearby for Lease
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Banks
Use group
FINANCIAL BUILDING
Status
Off-Market
Year built
1963
Heating
FORCED AIR
Cooling
YES
Stories
2
Bathrooms
1
Total area
19,929 SF
Lot
0.55 ac (24,000 SF)
Zoning code
C3
APN
38-00-09-1-029-007.000
UPID
US03-0664667
Jurisdiction
JEFFERSON
Zoning & alternative use
C3 · Bessemer, AL
Zoning C3 · permitted uses
C3 · Bessemer, AL
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Bessemer. Always verify with local authorities before improvements.
Building & site characteristics
From public records
Year built
1963
Heating
FORCED AIR
Cooling
Yes
Stories
2
Bathrooms
1
Lot
0.55 ac
Current owner
From public records · entity-resolved
FIRST FEDERAL SAV & LOAN ASSN
Individual
Free & Clear · 0 yrs held
Mailing address
1630 4TH AVE N, BESSEMER, AL 35020-5711
Mailing matches property
Yes
Owner-occupied
Yes
Ownership since
—
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
No recorded transactions
No recorded transactions found for this property.
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
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