Financial
Distress signals
Property profile

163 Main St Rutherfordton, NC 28139

OFF-MARKET
Retail space
Property ID
US53-2570336
4,784 SF 0.07 ac lot Built 1920
Last sale Apr 2026 · $340,000
Individually Owned Owner of record is an individual. Free & Clear No active or open recorded mortgage detected.
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Property summary

AI-generated overview

The property is a historic two-story commercial building located in downtown Rutherfordton, constructed in 1920. It has approximately 14-foot ceilings and expansive street-level display windows, with a clear-span upper level that could support residential or mixed-use conversion and includes large front and rear openings with views of the town. The roof was replaced with a white rubber roof in 2022. Heating and cooling are provided by a modern natural gas heat pump. Original hardwood flooring

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2021

What does the county charge?
$1k
Tax billed · 2021
Assessed value · 2023$161k
Assessed land$31k
Assessed improvement$131k
Effective rate0.72%

Value estimate

· Sep 2026
$260k
$234k – $286k
AI approach$260k

Realmo valuation models over county records and 6 qualifying comparable sales.

Recently sold

What actually traded nearby?
$98/SF
County average, outlier-cleaned · 54 recorded sales of this use type
Observed band · Q1–Q3$48 – $145
Qualifying comparables6

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
MS
The purpose of this zoning district is to provide new development, revitalization, reuse, and infill development in Rutherfordtons core d...
General categoryCIVIC_INSTITUTIONAL
JurisdictionRUTHERFORD

Location intelligence

Which uses thrive at this corner?
Best fit: Auto Repair Shop
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Auto Repair Shop9.1
HVAC Service9.1
Cafe & Coffee Shop8.7

Location

163 Main St Rutherfordton, NC 28139-2501
County assessor Recorded deeds · 4 transfers 6 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 9 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
163 Mtn, Rutherfordton, NC 28139-2015 $160,000 Nov 2023 2,484 SF
168 Main, Rutherfordton, NC 28139-2502 $495,000 May 2023 4,924 SF
195 Main, Rutherfordton, NC 28139-2501 $310,000 Nov 2021 4,830 SF
192 Fashion, Rutherfordton, NC 28139 $775,000 Nov 2021 5,350 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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