Back to Search
Property profile & analytics
OFF-MARKET
Estimated value
$565,000
Grocery and convenience stores
125 Main St Frostburg, MD 21532-1336
Entity Owned
22-yr Hold
~
Est. High Equity
Property ID
US40-2327278
Property profile
Verified
Property type
Grocery and convenience stores
Use group
CONVENIENCE STORE
Year built
1983
Construction
BRICK
Total area
2,585 SF
Lot
0.49 ac (21,167 SF)
Zoning code
C3
APN
28-006640
UPID
US40-2327278
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Current use
Occupant on record · Public records
-
Margo Bitcoin ATM Crypto Atm Atm
-
Coin Cloud Bitcoin ATM Atm Currency Exchange Service
-
7 Eleven Grocery & Convenience Store
-
KeyMe Locksmiths Locksmith (Bike/Boat/Book/etc) Store
-
Western Union Bank Credit Union
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
by Request
CAP Approach
CAP
by Request
Comparable Approach
Comparable
by Request
Blend (final)
Blend
$565k
Owner & transaction history
Umstott INC · 22 yrs held
Umstott INC
since 2004
7 recorded transactions
Zoning & alternative use
C3 · Frostburg, MD
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Zoning description
To provide for a strong town center that includes a balanced mix of commercial, office, institutional and residential uses, while emphasizing a pedestrian orientation, and while avoiding intense auto related uses that would harm the urban fabric of the City downtown area.
Zone name
Town Center
General category
CIVIC_INSTITUTIONAL
Zone area
56.51 ac
Source
Realmo
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Frostburg submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Frostburg submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
Method
Estimation
Statistic approach
by Request
ML approach
by Request
CAP Approach
CAP Return
Estimation
6%
by Request
6.5%
by Request
7%
by Request
Alternative Use
Use
Estimation
MEDICAL BUILDING
$535,000
Change: 0% · Conversion: Difficult
RETAIL STORES
$370,000
Change: 0% · Conversion: Easy
COMMERCIAL (GENERAL)
$365,000
Change: 0% · Conversion: Easy
Blend value · Realmo final
$565k
Range $509k – $622k · ±10%
Realmo estimate · informational only.
These numbers are calculated by our models from public records and may not reflect actual market value.
Not an appraisal.
Verify with a licensed appraiser before transacting. Realmo accepts no liability for divergence from real-world outcomes.
View the full estimation — every method, every assumption
Confidence drivers & risk notes · Custom comparable set · Free for first 3 / day
Full estimation methodology
Every method · every assumption · confidence drivers
Price per SF
Sale + rent benchmarks
Subject property
$219 / SF
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2023Property tax & assessments
Tax year 2023
Tax billed
$3,580
Tax year 2023
Assessed value
$354,400
Assessed 2023
Previous assessed
$378,400
-6.3% YoY
Effective rate
1.01%
On assessed value
Assessed land
$127,000
Assessed improvement
$227,400
Land market value
$127,000
Improvement market value
$227,400
Total market value
$354,400
Applied tax rate
11.0000
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Similar Nearby for Sale
Similar Nearby for Lease
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Grocery and convenience stores
Use group
CONVENIENCE STORE
Status
Off-Market
Year built
1983
Construction
BRICK
Heating
PACKAGE
Cooling
AC.PACKAGE
Stories
1
Units
1
Total area
2,585 SF
Lot
0.49 ac (21,167 SF)
Zoning code
C3
APN
28-006640
UPID
US40-2327278
Jurisdiction
ALLEGANY
Zoning & alternative use
C3 · Frostburg, MDZoning C3 · permitted uses
C3 · Frostburg, MD
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Zoning description
To provide for a strong town center that includes a balanced mix of commercial, office, institutional and residential uses, while emphasizing a pedestrian orientation, and while avoiding intense auto related uses that would harm the urban fabric of the City downtown area.
Zone name
Town Center
General category
CIVIC_INSTITUTIONAL
Zone area
56.51 ac
Source
Realmo
Alternative use value scenarios
Repositioning upside vs current use
MEDICAL BUILDING
Est. value
$535,000
RETAIL STORES
Est. value
$370,000
COMMERCIAL (GENERAL)
Est. value
$365,000
MEDICAL BUILDING
RETAIL STORES
COMMERCIAL (GENERAL)
Alternative use deep dive — conversion cost, permits, timeline
Conversion cost estimate · Permit path & risks · Stabilized NOI per option
Alternative use deep dive
Conversion cost · permit path · stabilized NOI per option
Building & site characteristics
From public records
Year built
1983
Construction
BRICK
Heating
PACKAGE
Cooling
Yes
Stories
1
Units
1
Lot
0.49 ac
Current owner
From public records · entity-resolved
Umstott INC
Entity
Mailing address
493 PNE RDG RD, BEDFORD, PA 15522-5205
Ownership since
2004
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
8 recorded events · public records
Date
Price
Buyer
Seller
Deed Type
Mortgage
Sep 27, 2017
—
Umstottinc
—
Deed
related
$240,000 · M&t Bk
Jan 29, 2004
$275,000
Umstott INC
Martin,william T & Elizabeth S
Grant Deed
$250,000 · Manufacturers Traders & Trust
Jan 28, 2004
—
Allegany County Board Commissi
First United Bank & Trust Ttee
Grant Deed
related
—
—
—
Umstottinc
—
Deed Of Trust
related
$240,000 · M&t Bk
—
—
Umstott INC
—
Deed Of Trust
related
$100,000 · Manufacturers Traders & Trust
—
—
Umstott INC
—
Deed Of Trust
related
$100,000 · Manufacturers & Traders Trust
—
—
Umstott INC
—
Deed Of Trust
related
$179,000 · Manufacturers Traders & Trust
—
—
Umstott INC
—
Deed Of Trust
related
$65,000 · Manufacturers & Traders Trust
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
Try Rey
Ask anything about this address in plain English.
“Is 15.6% cap rate sustainable?” · “Best tenant mix for BU1?” · “What’s the redev upside?”
You own 125 Main St?
List it free. Reach 20,000 daily buyers.
We’ve already pulled the facts. Confirm photos + price and you’re live in 2 minutes.
List this address →
Full reports are paid
Unlock the full Property Analytics report
Start free for 7 days — no card required. Full owner contacts, all 4 valuations with methodology, refine flow, comparable adjustments, foot-traffic deep dive, export to PDF / CSV.
